MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Mutual FundDebt Scheme - Corporate Bond Fund13.8 years
The scheme seeks to generate optimal returns with high liquidity through active management of the portfolio by investing in High Quality Debt and Money Market Instruments.
- NAV
- 120.9677
- 30 Oct 2026
- 1Y
- +3.3%
- Trailing CAGR
- AUM
- ₹22,721.59 Cr
- 30 Sept 2026
- Volatility
- Low
- 1.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 88% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Tata Corporate Bond Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.34% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -2.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
88% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Pass
Kaustubh Gupta · 9.6 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 29.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+3.3%
- 3Y+6.8%
- 5Y+6.2%
- 10Y+7.1%
- SI+7.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.6%
- 3Y+5.4%
- 5Y+6.2%
- 10Y+6.8%
- Since inception
- +7.9%
- Calendar-day CAGR
- Excess 1Y
- -0.6%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 27
- Vs comparable share classes
- SIP 3Y XIRR
- +5.4%
- Simulated monthly SIP
- Worst rolling 3Y
- +5.1%
- 2621 daily-ending windows
- Median rolling 3Y
- +8.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2138 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -2.4%
- Worst peak-to-trough
- Current
- -1.1%
- Below last peak
- Current spell
- 77 days
- Days below latest peak
- Time below peak
- +41%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 329 recovered episodes
- Longest recovery
- 73 days
- Trough to prior peak
9 Mar 2020 – 17 Apr 2020
Trough 24 Mar 2020 · recovered in 24 days
-2.4%
15 Jul 2013 – 16 Sept 2013
Trough 19 Aug 2013 · recovered in 28 days
-1.5%
14 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-1.3%
7 Apr 2022 – 18 Jul 2022
Trough 6 May 2022 · recovered in 73 days
-1.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
27
Vs category
46
Consistency
80
Risk-adjusted
95
Drawdown
94
Mean
69
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
No status reasons yet. History is still thin.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 177 holdings · top 10 are 29.4%.
- Top 5
- 19.0%
- Top 10
- 29.4%
- Largest holding
- 6.0%
- Effective holdings
- 60.9
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
6.0%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
4.8%
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC
Technology
2.9%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC
Financial
2.8%
GOVERNMENT OF INDIA 37699 GOI 27JL41 7.06 FV RS 100
Entities
2.5%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Tata Corporate Bond Fund
Tata Mutual Fund
- 1Y
- +3.9%
- 3Y
- +7.0%
- Vol
- 1.1%
- Max DD
- -1.7%
- Sharpe
- 0.23
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
ICICI Prudential Corporate Bond Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.2%
- 3Y
- +7.0%
- Vol
- 1.2%
- Max DD
- -2.0%
- Sharpe
- 1.71
- 3Y win
- +77%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
Nippon India Corporate Bond Fund
Nippon India Mutual Fund
- 1Y
- +4.0%
- 3Y
- +7.3%
- Vol
- 1.1%
- Max DD
- -1.7%
- Sharpe
- 1.68
- 3Y win
- +53%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER
TRUSTMF CORPORATE BOND FUND
Trust Mutual Fund
- 1Y
- +4.0%
- 3Y
- +6.7%
- Vol
- 1.3%
- Max DD
- -0.6%
- Sharpe
- 0.62
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
DSP Corporate Bond Fund
DSP Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.4%
- Vol
- 1.6%
- Max DD
- -3.2%
- Sharpe
- 0.78
- 3Y win
- +10%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown