MonitorDirect · GrowthWatch before adding
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund
Aditya Birla Sun Life Mutual FundOther Scheme - Index Funds2.8 years
- NAV
- 11.9767
- 28 Oct 2026
- 1Y
- +2.0%
- Trailing CAGR
- AUM
- ₹25.6 Cr
- 30 Sept 2026
- Volatility
- Low
- 2.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 69% of rolling 1-year windows.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
2.8 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.20% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -3.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 3%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+6.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +6.5%
- Calendar-day CAGR
- Excess 1Y
- +6.3%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -3.0%
- Worst peak-to-trough
- Current
- -2.9%
- Below last peak
- Current spell
- 75 days
- Days below latest peak
- Time below peak
- +69%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 65 recovered episodes
- Longest recovery
- 64 days
- Trough to prior peak
14 Aug 2026 – open
Trough 14 Oct 2026 · not recovered
-3.0%
2 Mar 2026 – 5 Jun 2026
Trough 2 Apr 2026 · recovered in 64 days
-1.8%
5 Jun 2025 – 1 Oct 2025
Trough 26 Aug 2025 · recovered in 36 days
-1.4%
5 Dec 2025 – 26 Dec 2025
Trough 22 Dec 2025 · recovered in 4 days
-0.7%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
27
Vs category
89
Consistency
69
Risk-adjusted
39
Drawdown
93
Mean
63
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 69% of rolling 1-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
30 Sept 2026 · 3 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 97.4%
- Effective holdings
- 1.1
GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100
Entities
97.4%
Repo
Unspecified
1.6%
Net Receivables
Unspecified
1.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
15 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
RENAME
Aditya Birla Sun Life Crisil IBX Gilt-April 2026 Index Fund renamed to Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund
7 Sept 2026
RENAME
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund renamed to Aditya Birla Sun Life Crisil IBX Gilt-April 2026 Index Fund
30 Apr 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Crisil IBX Gilt-April 2026 Index Fund to Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund.
7 Sept 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund to Aditya Birla Sun Life Crisil IBX Gilt-April 2026 Index Fund.
30 Apr 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund
Edelweiss Mutual Fund
- 1Y
- +5.4%
- 3Y
- n/a
- Vol
- 0.9%
- Max DD
- -0.5%
- Sharpe
- 1.37
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Kotak Mahindra Mutual Fund
- 1Y
- +6.5%
- 3Y
- n/a
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 2.31
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Axis CRISIL IBX 50:50 Gilt Plus SDL June 2028 Index Fund
Axis Mutual Fund
- 1Y
- +4.6%
- 3Y
- +7.4%
- Vol
- 1.2%
- Max DD
- -0.8%
- Sharpe
- 1.09
- 3Y win
- +1%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
BANDHAN CRISIL IBX GILT APRIL 2026 INDEX FUND
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +6.8%
- Vol
- 0.8%
- Max DD
- -0.4%
- Sharpe
- 1.62
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund
DSP Mutual Fund
- 1Y
- +5.1%
- 3Y
- +7.4%
- Vol
- 0.9%
- Max DD
- -0.3%
- Sharpe
- 1.55
- 3Y win
- +6%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns