MonitorPlan n/a · Option n/aWatch before adding
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days)
Aditya Birla Sun Life Mutual FundClose Ended Schemes(Income3.9 years
- NAV
- 12.581
- 22 Apr 2026
- 1Y
- +6.0%
- Trailing CAGR
- AUM
- ₹4.46 Cr
- 30 Jun 2026
- Volatility
- Low
- 0.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 22 Apr 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 99% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer ICICI Prudential Fixed Maturity Plan - Series 80 - 1150 Days Plan N if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
3.9 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -0.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
99% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.0%
- 3Y+7.0%
- 5Yn/a
- 10Yn/a
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.7%
- 3Y+6.8%
- 5Yn/a
- 10Yn/a
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +99%
- Windows beating the median
- 3Y percentile
- 5
- Vs comparable share classes
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
- Worst rolling 3Y
- +7.0%
- 78 daily-ending windows
- Median rolling 3Y
- +7.3%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -0.4%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +26%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 89 recovered episodes
- Longest recovery
- 19 days
- Trough to prior peak
3 Feb 2023 – 13 Mar 2023
Trough 22 Feb 2023 · recovered in 19 days
-0.4%
19 Jan 2023 – 1 Feb 2023
Trough 30 Jan 2023 · recovered in 2 days
-0.3%
25 Sept 2023 – 12 Oct 2023
Trough 6 Oct 2023 · recovered in 6 days
-0.2%
6 Jun 2023 – 26 Jun 2023
Trough 8 Jun 2023 · recovered in 18 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
5
Vs category
44
Consistency
81
Risk-adjusted
100
Drawdown
99
Mean
66
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 99% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
What changed
RENAME
Scheme renamed from Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) to Aditya Birla Sun Life Fixed Term Plan - Series UF (180 days).
29 Aug 2023
RENAME
Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days) renamed to Aditya Birla Sun Life Fixed Term Plan - Series UF (180 days)
29 Aug 2023
RENAME
Aditya Birla Sun Life Fixed Term Plan - Series UF (180 days) renamed to Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days)
9 Apr 2026
RENAME
Scheme renamed from Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) to Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 days).
22 Apr 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Fixed Maturity Plan - Series 80 - 1150 Days Plan N
ICICI Prudential Mutual Fund
- 1Y
- +8.4%
- 3Y
- +7.9%
- Vol
- 0.8%
- Max DD
- -0.4%
- Sharpe
- 2.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Fixed Maturity Plan - Series 80 - 1125 Days Plan S
ICICI Prudential Mutual Fund
- 1Y
- +8.4%
- 3Y
- +8.0%
- Vol
- 0.8%
- Max DD
- -0.3%
- Sharpe
- 2.60
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
ICICI Prudential Fixed Maturity Plan - Series 77 - 1134 Days Plan H
ICICI Prudential Mutual Fund
- 1Y
- +6.9%
- 3Y
- +8.0%
- Vol
- 0.8%
- Max DD
- -0.3%
- Sharpe
- 2.93
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Fixed Maturity Plan- Series 77 - 1105 Days Plan N
ICICI Prudential Mutual Fund
- 1Y
- +7.0%
- 3Y
- +7.9%
- Vol
- 0.7%
- Max DD
- -0.4%
- Sharpe
- 2.64
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Fixed Maturity Plan-Series 72-366 Days Plan T
ICICI Prudential Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.0%
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 4.27
- 3Y win
- +24%
- Lower volatility
- Shallower drawdown
- Higher trailing returns