MonitorDirect · Growth
Aditya Birla Sun Life Liquid Fund
Aditya Birla Sun Life Mutual FundDebt Scheme - Liquid Fund13.7 years
The scheme seeks to provide high liquidity and safety with reasonable returns through investments in debt and money market instruments.
- NAV
- 459.3612
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹69,830.17 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+7.0%
- 5Y+6.4%
- 10Y+6.2%
- SI+6.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.8%
- 3Y+6.8%
- 5Y+6.8%
- 10Y+6.2%
- Since inception
- +6.9%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 95
- Vs comparable share classes
- Worst rolling 3Y
- +4.1%
- 3819 daily-ending windows
- Median rolling 3Y
- +7.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3178 daily-ending windows
- SIP 3Y XIRR
- +6.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 2 days
- 14 recovered episodes
- Longest recovery
- 12 days
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +1%
- NAV observations
15 Jul 2013 – 28 Jul 2013
Trough 16 Jul 2013 · recovered in 12 days
-0.2%
17 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.2%
3 May 2022 – 10 May 2022
Trough 5 May 2022 · recovered in 5 days
-0.0%
26 Mar 2023 – 29 Mar 2023
Trough 28 Mar 2023 · recovered in 1 days
-0.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
95
Vs category
51
Consistency
98
Risk-adjusted
0
Drawdown
99
Mean
69
Portfolio
31 Aug 2026 · 215 holdings · top 10 are 21.9%.
- Top 5
- 14.0%
- Top 10
- 21.9%
- Largest holding
- 3.9%
- Effective holdings
- 94.8
Reverse Repo
Unspecified
3.9%
GOVERNMENT OF INDIA 37816 091 DAYS TBILL 05NV26 FV RS 100
Financial
3.3%
UNION BANK OF INDIA CD 01OCT26
Financial
2.8%
HDFC BANK LIMITED CD 11SEP26
Financial
2.2%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100
Financial
1.8%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
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Engine status
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Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
BANDHAN LIQUID Fund
Bandhan Mutual Fund
- 1Y
- +6.5%
- 3Y
- +6.9%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.81
- 3Y win
- +13%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BANDHAN LIQUID Fund - Unclaimed Less than 3 years
Bandhan Mutual Fund
- 1Y
- +6.5%
- 3Y
- +6.9%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -7.14
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BANDHAN LIQUID Fund - Unclaimed More than 3 years
Bandhan Mutual Fund
- 1Y
- 0.0%
- 3Y
- 0.0%
- Vol
- 0.0%
- Max DD
- 0.0%
- Sharpe
- n/a
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Liquid Fund
ICICI Prudential Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.0%
- Vol
- 0.2%
- Max DD
- -0.2%
- Sharpe
- -2.43
- 3Y win
- +4%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
JM Liquid Fund - Daily Dividend Option
JM Financial Mutual Fund
- 1Y
- 0.0%
- 3Y
- 0.0%
- Vol
- 0.0%
- Max DD
- -0.2%
- Sharpe
- -111.61
- 3Y win
- +35%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns