HealthyDirect · Growth
Aditya Birla Sun Life Money Market Fund
Aditya Birla Sun Life Mutual FundIncome/Debt Oriented Schemes - Money Market Fund13.7 years
- NAV
- 405.5885
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹29,876.83 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+7.4%
- 5Y+6.7%
- 10Y+6.8%
- SI+7.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.9%
- 3Y+7.2%
- 5Y+7.2%
- 10Y+6.8%
- Since inception
- +7.4%
- Calendar-day CAGR
- Excess 1Y
- +0.0%
- Category median, same plan and option
- 3Y win rate
- +76%
- Windows beating the median
- 3Y percentile
- 78
- Vs comparable share classes
- Worst rolling 3Y
- +5.1%
- 2731 daily-ending windows
- Median rolling 3Y
- +7.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2131 daily-ending windows
- SIP 3Y XIRR
- +7.2%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 64 recovered episodes
- Longest recovery
- 26 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +5%
- NAV observations
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.4%
2 May 2022 – 1 Jun 2022
Trough 6 May 2022 · recovered in 26 days
-0.3%
23 Apr 2020 – 6 May 2020
Trough 28 Apr 2020 · recovered in 8 days
-0.3%
11 May 2026 – 1 Jun 2026
Trough 22 May 2026 · recovered in 10 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
78
Vs category
50
Consistency
72
Risk-adjusted
100
Drawdown
97
Mean
79
Portfolio
31 Aug 2026 · 163 holdings · top 10 are 28.3%.
- Top 5
- 17.2%
- Top 10
- 28.3%
- Largest holding
- 4.7%
- Effective holdings
- 66.7
INDUSIND BANK LTD. CD 29JAN27
Financial
4.7%
THE JAMMU AND KASHMIR BANK LIMITED CD 22FEB27
Financial
3.2%
AXIS BANK LIMITED CD 17DEC26
Financial
3.1%
THE FEDERAL BANK LIMITED CD 18FEB27
Financial
3.1%
Reverse Repo
Unspecified
3.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 76% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Money Market Fund
Axis Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.5%
- Vol
- 0.6%
- Max DD
- -1.2%
- Sharpe
- 1.94
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Bajaj Finserv Money Market Fund
Bajaj Finserv Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 4.98
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
SBI Money Market Fund
SBI Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -1.0%
- Sharpe
- 4.34
- 3Y win
- +89%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Baroda BNP Paribas Money Market Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.3%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 1.79
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
HSBC Money Market Fund
HSBC Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.3%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 5.14
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns