ReviewRegular · GrowthPrefer peers first
Aditya Birla Sun Life Value Fund
Aditya Birla Sun Life Mutual FundEquity Scheme - Value Fund18.6 years
- NAV
- 127.2805
- 30 Oct 2026
- 1Y
- +1.1%
- Trailing CAGR
- AUM
- ₹5,627.79 Cr
- 30 Jun 2026
- Volatility
- High
- 18.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer DSP Value Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
18.6 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
2.02% TER on Regular - Direct is usually cheaper for the same scheme.
Drawdown vs peers
Watch
Peak-to-trough -58.6%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Plan class
Watch
Regular plan - switch the buy to Direct Growth of the same scheme when you can.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 59%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.1%
- 3Y+12.0%
- 5Y+11.8%
- 10Y+10.3%
- SI+14.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.4%
- 3Y+4.2%
- 5Y+11.7%
- 10Y+12.6%
- Since inception
- +14.8%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +4.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -16.2%
- 3820 daily-ending windows
- Median rolling 3Y
- +18.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +98%
- 3328 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -58.6%
- Worst peak-to-trough
- Current
- -7.9%
- Below last peak
- Current spell
- 62 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 20 days
- 168 recovered episodes
- Longest recovery
- 743 days
- Trough to prior peak
15 Jan 2018 – 3 Aug 2021
Trough 23 Mar 2020 · recovered in 498 days
-58.6%
5 May 2008 – 21 May 2009
Trough 9 Mar 2009 · recovered in 73 days
-36.8%
10 Nov 2010 – 1 Jan 2014
Trough 20 Dec 2011 · recovered in 743 days
-30.5%
17 Jan 2022 – 26 May 2023
Trough 20 Jun 2022 · recovered in 340 days
-22.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
57
Vs category
n/a
Consistency
n/a
Risk-adjusted
52
Drawdown
0
Mean
36
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Value Fund
DSP Mutual Fund
- 1Y
- +0.3%
- 3Y
- +16.3%
- Vol
- 10.7%
- Max DD
- -16.5%
- Sharpe
- 0.98
- 3Y win
- +40%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
HDFC Value Fund
HDFC Mutual Fund
- 1Y
- -1.5%
- 3Y
- +15.1%
- Vol
- 15.8%
- Max DD
- -43.9%
- Sharpe
- 0.63
- 3Y win
- +47%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
LIC MF Value Fund
LIC Mutual Fund
- 1Y
- +11.5%
- 3Y
- +16.6%
- Vol
- 16.9%
- Max DD
- -25.2%
- Sharpe
- 0.59
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Bandhan Value Fund
Bandhan Mutual Fund
- 1Y
- -5.2%
- 3Y
- +10.5%
- Vol
- 16.0%
- Max DD
- -51.9%
- Sharpe
- 0.63
- 3Y win
- +69%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Baroda BNP Paribas Value Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -7.1%
- 3Y
- +8.8%
- Vol
- 14.2%
- Max DD
- -19.8%
- Sharpe
- 0.28
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns