MonitorDirect · Growth
Axis Retirement Fund - Conservative Plan
Axis Mutual FundSolution Oriented Schemes ** - Retirement Fund6.7 years
- NAV
- 17.2921
- 15 Sept 2026
- 1Y
- -0.6%
- Trailing CAGR
- AUM
- ₹46.63 Cr
- 31 Aug 2026
- Volatility
- Low
- 6.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.6%
- 3Y+7.0%
- 5Y+5.9%
- 10Yn/a
- SI+8.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.8%
- 3Y+2.9%
- 5Y+5.8%
- 10Yn/a
- Since inception
- +8.5%
- Calendar-day CAGR
- Excess 1Y
- -0.7%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 40
- Vs comparable share classes
- Worst rolling 3Y
- +7.0%
- 908 daily-ending windows
- Median rolling 3Y
- +9.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 424 daily-ending windows
- SIP 3Y XIRR
- +2.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 96 recovered episodes
- Longest recovery
- 343 days
- Trough to prior peak
- Current spell
- 256 days
- Days below latest peak
- Time below peak
- +83%
- NAV observations
17 Feb 2020 – 7 Jul 2020
Trough 23 Mar 2020 · recovered in 106 days
-12.7%
17 Jan 2022 – 26 May 2023
Trough 17 Jun 2022 · recovered in 343 days
-8.5%
26 Sept 2024 – 5 May 2025
Trough 4 Mar 2025 · recovered in 62 days
-7.0%
2 Jan 2026 – open
Trough 2 Apr 2026 · not recovered
-6.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
40
Vs category
46
Consistency
9
Risk-adjusted
51
Drawdown
68
Mean
43
Portfolio
31 Aug 2026 · 37 holdings · top 10 are 77.4%.
- Top 5
- 66.1%
- Top 10
- 77.4%
- Largest holding
- 33.7%
- Effective holdings
- 6.4
GOI Sec 7.18 24/07/2037
Entities
33.7%
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
Entities
15.0%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100
Entities
10.9%
Reliance Industries Ltd
Energy & Utilities
4.6%
State Bank of India
Financial
2.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
HDFC Retirement Fund - Hybrid-Debt Plan
HDFC Mutual Fund
- 1Y
- +0.8%
- 3Y
- +6.4%
- Vol
- 3.5%
- Max DD
- -7.8%
- Sharpe
- 1.03
- 3Y win
- +10%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Axis Retirement Fund - Aggressive Plan
Axis Mutual Fund
- 1Y
- +0.1%
- 3Y
- +11.1%
- Vol
- 12.7%
- Max DD
- -25.9%
- Sharpe
- 0.48
- 3Y win
- +24%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Axis Retirement Fund - Dynamic Plan
Axis Mutual Fund
- 1Y
- -1.9%
- 3Y
- +11.0%
- Vol
- 11.4%
- Max DD
- -17.1%
- Sharpe
- 0.59
- 3Y win
- +94%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Baroda BNP Paribas Retirement Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.2%
- 3Y
- n/a
- Vol
- 11.3%
- Max DD
- -12.4%
- Sharpe
- 0.30
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
HDFC Retirement Fund - Equity Plan
HDFC Mutual Fund
- 1Y
- -6.2%
- 3Y
- +8.1%
- Vol
- 14.0%
- Max DD
- -34.9%
- Sharpe
- 0.86
- 3Y win
- +85%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown