MonitorDirect · GrowthWatch before adding
BAJAJ FINSERV LARGE CAP FUND
Bajaj Finserv Mutual FundEquity Scheme - Large Cap Fund2.2 years
The Scheme seeks to generate long term capital appreciation and income distribution to investors by predominantly investing in equity and equity related instruments of large cap companies.
- NAV
- 9.995
- 30 Oct 2026
- 1Y
- -4.5%
- Trailing CAGR
- AUM
- ₹1,560.3 Cr
- 30 Sept 2026
- Volatility
- Medium
- 12.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 85% of rolling 1-year windows.
Prefer peers if · Prefer BARODA BNP PARIBAS LARGE CAP FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
2.2 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.19% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -16.9%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Pass
Nimesh Chandan · 2.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 51.3% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 17%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-4.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-0.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.1%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -0.3%
- Calendar-day CAGR
- Excess 1Y
- +3.0%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -16.9%
- Worst peak-to-trough
- Current
- -6.9%
- Below last peak
- Current spell
- 88 days
- Days below latest peak
- Time below peak
- +97%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 42 days
- 10 recovered episodes
- Longest recovery
- 259 days
- Trough to prior peak
26 Sept 2024 – 14 Nov 2025
Trough 28 Feb 2025 · recovered in 259 days
-16.9%
2 Jan 2026 – 3 Aug 2026
Trough 30 Mar 2026 · recovered in 126 days
-12.4%
3 Aug 2026 – open
Trough 8 Oct 2026 · not recovered
-9.3%
28 Nov 2025 – 1 Jan 2026
Trough 10 Dec 2025 · recovered in 22 days
-2.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
12
Vs category
69
Consistency
85
Risk-adjusted
4
Drawdown
58
Mean
45
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 85% of rolling 1-year windows.
Portfolio
30 Sept 2026 · 35 holdings · top 10 are 51.3%.
- Top 5
- 32.8%
- Top 10
- 51.3%
- Largest holding
- 9.1%
- Effective holdings
- 24.0
HDFC Bank Ltd
Financial
9.1%
ICICI Bank Ltd
Financial
8.4%
Reliance Industries Ltd
Energy & Utilities
5.7%
Divi's Laboratories Ltd
Healthcare
5.4%
Grasim Industries Ltd
Materials
4.1%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BARODA BNP PARIBAS LARGE CAP FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.3%
- 3Y
- +11.5%
- Vol
- 12.8%
- Max DD
- -18.2%
- Sharpe
- 0.49
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund)
ICICI Prudential Mutual Fund
- 1Y
- -9.7%
- 3Y
- +10.3%
- Vol
- 15.2%
- Max DD
- -37.3%
- Sharpe
- 0.57
- 3Y win
- +95%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Kotak Large Cap Fund
Kotak Mahindra Mutual Fund
- 1Y
- -8.5%
- 3Y
- +10.1%
- Vol
- 15.6%
- Max DD
- -36.9%
- Sharpe
- 0.52
- 3Y win
- +85%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Sundaram Large Cap Fund ( Formerly Know as Sundaram Blue Chip Fund)
Sundaram Mutual Fund
- 1Y
- -6.1%
- 3Y
- +8.0%
- Vol
- 13.5%
- Max DD
- -16.2%
- Sharpe
- 0.60
- 3Y win
- +18%
- Shallower drawdown
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
Aditya Birla Sun Life Large Cap Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- -8.0%
- 3Y
- +9.8%
- Vol
- 15.3%
- Max DD
- -37.7%
- Sharpe
- 0.52
- 3Y win
- +62%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown