HealthyDirect · Growth
Bandhan 10 year Constant Maturity Gilt Fund
Bandhan Mutual FundIncome/Debt Oriented Schemes - 10-year Constant Maturity Gilt Fund13.7 years
- NAV
- 48.9922
- 15 Sept 2026
- 1Y
- +4.3%
- Trailing CAGR
- AUM
- ₹293.16 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.3%
- 3Y+7.5%
- 5Y+5.7%
- 10Y+7.9%
- SI+8.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.9%
- 3Y+6.4%
- 5Y+6.8%
- 10Y+7.2%
- Since inception
- +8.6%
- Calendar-day CAGR
- Excess 1Y
- +0.7%
- Category median, same plan and option
- 3Y win rate
- +61%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +2.9%
- 2598 daily-ending windows
- Median rolling 3Y
- +9.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2115 daily-ending windows
- SIP 3Y XIRR
- +6.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 326 recovered episodes
- Longest recovery
- 164 days
- Trough to prior peak
- Current spell
- 32 days
- Days below latest peak
- Time below peak
- +67%
- NAV observations
21 Sept 2021 – 24 Nov 2022
Trough 13 Jun 2022 · recovered in 164 days
-5.0%
5 Jan 2021 – 11 Jun 2021
Trough 12 Mar 2021 · recovered in 91 days
-3.5%
12 Mar 2026 – 5 Jun 2026
Trough 2 Apr 2026 · recovered in 64 days
-2.9%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-2.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
54
Consistency
61
Risk-adjusted
77
Drawdown
88
Mean
76
Portfolio
31 Jul 2026 · 9 holdings · top 10 are 100.0%.
- Top 5
- 98.3%
- Top 10
- 100.0%
- Largest holding
- 66.1%
- Effective holdings
- 2.1
7.54% GOVT OF INDIA RED 23-05-2036
Entities
66.1%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100
Entities
19.9%
STATE DEVELOPMENT LOAN 37028 KAR 04FB35 7.49 FV RS 100
Unspecified
6.2%
Reverse Repo
Unspecified
4.4%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100
Entities
1.7%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 61% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
ICICI Prudential 10 year Constant Maturity Gilt Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.5%
- 3Y
- +7.5%
- Vol
- 3.8%
- Max DD
- -4.7%
- Sharpe
- 0.86
- 3Y win
- +74%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Higher TER · Lower trailing returns
SBI 10 YEAR CONSTANT MATURITY GILT FUND
SBI Mutual Fund
- 1Y
- +3.2%
- 3Y
- +6.8%
- Vol
- 3.1%
- Max DD
- -4.5%
- Sharpe
- 1.04
- 3Y win
- +61%
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
UTI 10 year Constant Maturity Gilt Fund
UTI Mutual Fund
- 1Y
- +3.6%
- 3Y
- +7.1%
- Vol
- 2.9%
- Max DD
- -2.7%
- Sharpe
- 0.64
- 3Y win
- +8%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns