MonitorDirect · GrowthWatch before adding
Bandhan Aggressive Hybrid Passive FOF
- NAV
- 50.8541
- 29 Oct 2026
- 1Y
- -0.7%
- Trailing CAGR
- AUM
- ₹21.99 Cr
- 30 Sept 2026
- Volatility
- Medium
- 10.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 56% of rolling 3-year windows.
Prefer peers if · Prefer DSP Gold ETF Fund of Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.07% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -29.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
56% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.7%
- 3Y+11.4%
- 5Y+8.9%
- 10Y+9.7%
- SI+10.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.1%
- 3Y+5.1%
- 5Y+9.2%
- 10Y+10.4%
- Since inception
- +10.2%
- Calendar-day CAGR
- Excess 1Y
- -4.6%
- Category median, same plan and option
- 3Y win rate
- +56%
- Windows beating the median
- 3Y percentile
- 47
- Vs comparable share classes
- SIP 3Y XIRR
- +5.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -4.7%
- 2614 daily-ending windows
- Median rolling 3Y
- +11.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2131 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -29.0%
- Worst peak-to-trough
- Current
- -7.7%
- Below last peak
- Current spell
- 77 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 185 recovered episodes
- Longest recovery
- 430 days
- Trough to prior peak
12 Feb 2020 – 9 Nov 2020
Trough 23 Mar 2020 · recovered in 231 days
-29.0%
17 Jan 2022 – 15 May 2023
Trough 20 Jun 2022 · recovered in 329 days
-13.9%
26 Sept 2024 – 16 Sept 2025
Trough 28 Feb 2025 · recovered in 200 days
-11.5%
31 Aug 2018 – 30 Dec 2019
Trough 26 Oct 2018 · recovered in 430 days
-10.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
47
Vs category
21
Consistency
53
Risk-adjusted
48
Drawdown
28
Mean
39
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 56% of rolling 3-year windows.
Portfolio
30 Sept 2026 · 6 holdings · top 10 are 100.0%.
- Top 5
- 100.2%
- Top 10
- 100.0%
- Largest holding
- 75.3%
- Effective holdings
- 1.7
Bandhan Nifty Midcap 150 Index Fund Direct-Growth
Unspecified
75.3%
Bandhan CRISIL IBX Gilt April 2028 Index Fund Direct-Growth
Unspecified
10.4%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund Direct-Growth
Unspecified
10.2%
Reverse Repo
Unspecified
2.8%
Bandhan Nifty Alpha 50 Index Fund Direct-Growth
Unspecified
1.6%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP Gold ETF Fund of Fund
DSP Mutual Fund
- 1Y
- +16.4%
- 3Y
- n/a
- Vol
- 22.1%
- Max DD
- -25.2%
- Sharpe
- 1.10
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
ICICI Prudential Dynamic Asset Allocation Active FOF- Dividend
ICICI Prudential Mutual Fund
- 1Y
- -2.1%
- 3Y
- +10.0%
- Vol
- 9.1%
- Max DD
- -26.4%
- Sharpe
- 0.66
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
Kotak Multi Asset Omni FOF
Kotak Mahindra Mutual Fund
- 1Y
- -2.1%
- 3Y
- +13.7%
- Vol
- 10.3%
- Max DD
- -22.8%
- Sharpe
- 0.85
- 3Y win
- +98%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
LIC MF Gold ETF Fund of Fund
LIC Mutual Fund
- 1Y
- +16.5%
- 3Y
- +30.8%
- Vol
- 23.5%
- Max DD
- -24.5%
- Sharpe
- 1.00
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Franklin India Income Plus Arbitrage Active Fund of Funds
Franklin Templeton Mutual Fund
- 1Y
- +5.7%
- 3Y
- +13.0%
- Vol
- 8.8%
- Max DD
- -27.6%
- Sharpe
- 0.30
- 3Y win
- +16%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Caveat: Higher TER