MonitorPlan n/a · Option n/aWatch before adding
BANK OF INDIA LARGE & MID CAP FUND - Bonus
Bank of India Mutual FundEquity Scheme - Large & Mid Cap Fund18 years
- NAV
- 97.94
- 30 Oct 2026
- 1Y
- -1.4%
- Trailing CAGR
- AUM
- ₹9.33 L
- 30 Jun 2026
- Volatility
- High
- 18.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer BANK OF INDIA LARGE & MID CAP FUND if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
18.0 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -38.4%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 38%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.4%
- 3Y+12.9%
- 5Y+10.2%
- 10Y+12.2%
- SI+13.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.0%
- 3Y+4.0%
- 5Y+10.2%
- 10Y+13.1%
- Since inception
- +13.8%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +4.0%
- Simulated monthly SIP
- Worst rolling 3Y
- -6.1%
- 3677 daily-ending windows
- Median rolling 3Y
- +14.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 3184 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -38.4%
- Worst peak-to-trough
- Current
- -6.3%
- Below last peak
- Current spell
- 64 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 22 days
- 140 recovered episodes
- Longest recovery
- 806 days
- Trough to prior peak
12 Jan 2018 – 24 Nov 2020
Trough 23 Mar 2020 · recovered in 246 days
-38.4%
9 Nov 2010 – 5 Mar 2014
Trough 20 Dec 2011 · recovered in 806 days
-27.4%
6 Jan 2009 – 15 Apr 2009
Trough 9 Mar 2009 · recovered in 37 days
-25.0%
3 Mar 2015 – 31 Aug 2016
Trough 25 Feb 2016 · recovered in 188 days
-21.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
60
Vs category
n/a
Consistency
n/a
Risk-adjusted
49
Drawdown
4
Mean
38
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
BANK OF INDIA LARGE & MID CAP FUND
Bank of India Mutual Fund
- 1Y
- -1.0%
- 3Y
- +13.2%
- Vol
- 16.0%
- Max DD
- -37.9%
- Sharpe
- 0.51
- 3Y win
- +15%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Baroda BNP Paribas Large and Mid Cap fund
Baroda BNP Paribas Mutual Fund
- 1Y
- -4.2%
- 3Y
- +13.5%
- Vol
- 14.9%
- Max DD
- -20.6%
- Sharpe
- 0.85
- 3Y win
- +81%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Edelweiss Large & Mid Cap Fund
Edelweiss Mutual Fund
- 1Y
- -3.2%
- 3Y
- +13.4%
- Vol
- 15.7%
- Max DD
- -34.9%
- Sharpe
- 0.66
- 3Y win
- +88%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Large & Mid Cap Fund
ICICI Prudential Mutual Fund
- 1Y
- -9.2%
- 3Y
- +13.2%
- Vol
- 15.3%
- Max DD
- -37.4%
- Sharpe
- 0.63
- 3Y win
- +51%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Bandhan Large & Mid Cap Fund
Bandhan Mutual Fund
- 1Y
- -3.7%
- 3Y
- +16.9%
- Vol
- 15.8%
- Max DD
- -38.5%
- Sharpe
- 0.61
- 3Y win
- +61%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown