HealthyDirect · Growth
Bank of India Money Market Fund
Bank of India Mutual FundDebt Scheme - Money Market Fund1.6 years
The scheme seeks to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.
- NAV
- 11.1915
- 15 Sept 2026
- 1Y
- +6.7%
- Trailing CAGR
- AUM
- ₹442.64 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.7%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+7.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+7.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +7.2%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 25 recovered episodes
- Longest recovery
- 10 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +18%
- NAV observations
11 May 2026 – 1 Jun 2026
Trough 22 May 2026 · recovered in 10 days
-0.2%
6 Jul 2026 – 17 Jul 2026
Trough 8 Jul 2026 · recovered in 9 days
-0.1%
18 Mar 2026 – 27 Mar 2026
Trough 24 Mar 2026 · recovered in 3 days
-0.1%
11 Mar 2026 – 17 Mar 2026
Trough 13 Mar 2026 · recovered in 4 days
-0.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
37
Vs category
51
Consistency
94
Risk-adjusted
100
Drawdown
100
Mean
76
Portfolio
31 Aug 2026 · 31 holdings · top 10 are 52.2%.
- Top 5
- 26.7%
- Top 10
- 52.2%
- Largest holding
- 5.5%
- Effective holdings
- 22.9
UNION BANK OF INDIA CD 19JAN27
Financial
5.5%
GOVERNMENT OF INDIA 37116 364 DAYS TBILL 25FB27 FV RS 100
Financial
5.5%
KOTAK MAHINDRA BANK LIMITED CD 04FEB27
Financial
5.5%
AXIS BANK LIMITED CD 12FEB27
Financial
5.5%
KOTAK SECURITIES LTD 365D CP 12FEB27
Financial
5.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 94% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
LIC MF Money Market Fund
LIC Mutual Fund
- 1Y
- +6.7%
- 3Y
- +6.8%
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 3.89
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
TRUSTMF Money Market Fund
Trust Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.2%
- Vol
- 0.4%
- Max DD
- -0.1%
- Sharpe
- 5.02
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Union Money Market Fund
Union Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.2%
- Vol
- 0.3%
- Max DD
- -0.1%
- Sharpe
- 3.55
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Franklin India Money Market Fund - Institutional Option
Franklin Templeton Asset Management (India) Private Limited
- 1Y
- +8.7%
- 3Y
- +9.0%
- Vol
- 0.5%
- Max DD
- -0.7%
- Sharpe
- 6.45
- 3Y win
- n/a
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
ICICI Prudential Money Market Fund
ICICI Prudential Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -1.2%
- Sharpe
- 2.87
- 3Y win
- +31%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown