HealthyDirect · Growth
Bank of India Multi Asset Allocation Fund
Bank of India Mutual FundHybrid Scheme - Multi Asset Allocation2.5 years
- NAV
- 12.9795
- 15 Sept 2026
- 1Y
- +12.7%
- Trailing CAGR
- AUM
- ₹365.56 Cr
- 31 Aug 2026
- Volatility
- Medium
- 8.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+12.7%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+11.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+11.6%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +11.4%
- Calendar-day CAGR
- Excess 1Y
- +1.4%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 45 recovered episodes
- Longest recovery
- 87 days
- Trough to prior peak
- Current spell
- 14 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
11 Dec 2024 – 26 May 2025
Trough 28 Feb 2025 · recovered in 87 days
-9.4%
29 Jan 2026 – 7 May 2026
Trough 23 Mar 2026 · recovered in 45 days
-7.4%
3 Jun 2024 – 13 Jun 2024
Trough 4 Jun 2024 · recovered in 9 days
-4.4%
27 Sept 2024 – 6 Dec 2024
Trough 14 Nov 2024 · recovered in 22 days
-4.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
51
Vs category
59
Consistency
11
Risk-adjusted
61
Drawdown
77
Mean
52
Portfolio
31 Aug 2026 · 62 holdings · top 10 are 44.5%.
- Top 5
- 27.3%
- Top 10
- 44.5%
- Largest holding
- 6.5%
- Effective holdings
- 36.0
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 177 7.44 BD 28FB34 FVRS1LAC
Financial
6.5%
ICICI Prudential Gold Exchange Traded Fund IDCW
Unspecified
5.9%
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC
Financial
5.2%
BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC
Financial
4.8%
TATA CAPITAL HOUSING FINANCE LIMITED SR F 7.73 NCD 14JN30 FVRS1LAC
Financial
4.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI MULTI ASSET ALLOCATION FUND
SBI Mutual Fund
- 1Y
- +9.9%
- 3Y
- +14.4%
- Vol
- 6.6%
- Max DD
- -17.6%
- Sharpe
- 1.06
- 3Y win
- +45%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Aditya Birla Sun Life Multi Asset Allocation Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +10.9%
- 3Y
- +15.2%
- Vol
- 9.8%
- Max DD
- -12.8%
- Sharpe
- 1.13
- 3Y win
- +52%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BANDHAN MULTI ASSET ALLOCATION FUND
Bandhan Mutual Fund
- 1Y
- +13.6%
- 3Y
- n/a
- Vol
- 9.2%
- Max DD
- -10.0%
- Sharpe
- 1.10
- 3Y win
- n/a
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
DSP Multi Asset Allocation Fund
DSP Mutual Fund
- 1Y
- +12.2%
- 3Y
- n/a
- Vol
- 8.8%
- Max DD
- -9.7%
- Sharpe
- 1.53
- 3Y win
- n/a
- Lower volatility
- Higher win rate vs category
Caveat: Deeper drawdown · Lower trailing returns
Kotak Multi Asset Allocation Fund
Kotak Mahindra Mutual Fund
- 1Y
- +14.1%
- 3Y
- n/a
- Vol
- 12.2%
- Max DD
- -13.8%
- Sharpe
- 1.00
- 3Y win
- n/a
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown