HealthyDirect · Growth
BANK OF INDIA MULTI CAP FUND
Bank of India Mutual FundEquity Scheme - Multi Cap Fund3.5 years
The scheme seeks to generate long term capital appreciation by investing in equity and equity-related securities across various market capitalisation.
- NAV
- 20.26
- 15 Sept 2026
- 1Y
- +10.5%
- Trailing CAGR
- AUM
- ₹1,335.04 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+10.5%
- 3Y+16.7%
- 5Yn/a
- 10Yn/a
- SI+22.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+11.3%
- 3Y+11.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +22.1%
- Calendar-day CAGR
- Excess 1Y
- +2.8%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 83
- Vs comparable share classes
- Worst rolling 3Y
- +16.7%
- 131 daily-ending windows
- Median rolling 3Y
- +21.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +11.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 66 recovered episodes
- Longest recovery
- 238 days
- Trough to prior peak
- Current spell
- 20 days
- Days below latest peak
- Time below peak
- +78%
- NAV observations
27 Sept 2024 – 27 Oct 2025
Trough 3 Mar 2025 · recovered in 238 days
-20.3%
2 Jan 2026 – 4 May 2026
Trough 23 Mar 2026 · recovered in 42 days
-11.7%
3 Jun 2024 – 11 Jun 2024
Trough 4 Jun 2024 · recovered in 7 days
-8.6%
4 Mar 2024 – 2 Apr 2024
Trough 13 Mar 2024 · recovered in 20 days
-6.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
83
Vs category
67
Consistency
89
Risk-adjusted
79
Drawdown
49
Mean
74
Portfolio
31 Aug 2026 · 65 holdings · top 10 are 36.1%.
- Top 5
- 22.3%
- Top 10
- 36.1%
- Largest holding
- 5.6%
- Effective holdings
- 42.8
Repo
Unspecified
5.6%
HDFC Bank Ltd
Financial
5.2%
Reliance Industries Ltd
Energy & Utilities
4.3%
Entero Healthcare Solutions Ltd.
Healthcare
3.6%
Dixon Technologies (India) Ltd
Consumer Discretionary
3.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
LIC MF Multi Cap Fund
LIC Mutual Fund
- 1Y
- +10.4%
- 3Y
- +17.5%
- Vol
- 14.2%
- Max DD
- -19.3%
- Sharpe
- 0.96
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Aditya Birla Sun Life Multi-Cap Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.8%
- 3Y
- +13.4%
- Vol
- 13.9%
- Max DD
- -20.0%
- Sharpe
- 0.78
- 3Y win
- +6%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Bajaj Finserv Multi Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +8.9%
- 3Y
- n/a
- Vol
- 13.9%
- Max DD
- -14.2%
- Sharpe
- 0.66
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BANDHAN MULTI CAP FUND
Bandhan Mutual Fund
- 1Y
- +0.2%
- 3Y
- +11.6%
- Vol
- 13.3%
- Max DD
- -18.3%
- Sharpe
- 0.63
- 3Y win
- +47%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Franklin India Multi Cap Fund
Franklin Templeton Mutual Fund
- 1Y
- +4.5%
- 3Y
- n/a
- Vol
- 15.0%
- Max DD
- -18.7%
- Sharpe
- 0.05
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns