MonitorDirect · Growth
BANK OF INDIA OVERNIGHT FUND
Bank of India Mutual FundDebt Scheme - Overnight Fund6.6 years
- NAV
- 1,402.6098
- 15 Sept 2026
- 1Y
- +5.5%
- Trailing CAGR
- AUM
- ₹108.55 Cr
- 31 Jul 2026
- Volatility
- Low
- 0.1% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.5%
- 3Y+6.2%
- 5Y+5.8%
- 10Yn/a
- SI+5.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.5%
- 3Y+5.9%
- 5Y+6.1%
- 10Yn/a
- Since inception
- +5.2%
- Calendar-day CAGR
- Excess 1Y
- +0.2%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +4.0%
- 1323 daily-ending windows
- Median rolling 3Y
- +6.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 593 daily-ending windows
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- n/a
- 0 recovered episodes
- Longest recovery
- n/a
- Trough to prior peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- 0%
- NAV observations
No completed or open drawdown episodes in the current snapshots.
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
52
Consistency
100
Risk-adjusted
0
Drawdown
100
Mean
70
Portfolio
31 Jul 2026 · 4 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 95.9%
- Effective holdings
- 1.1
Repo
Unspecified
95.9%
GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 100
Financial
2.4%
GOVERNMENT OF INDIA 37087 182 DAYS TBILL 21AG26 FV RS 100
Financial
1.6%
Net Receivables
Unspecified
0.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 14 Sept 2026
Monitor
Engine status
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Recent evidence
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bajaj Finserv Overnight Fund
Bajaj Finserv Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.0%
- Max DD
- 0.0%
- Sharpe
- -34.25
- 3Y win
- +100%
- Lower volatility
Caveat: Lower trailing returns
Edelweiss Overnight Fund
Edelweiss Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.0%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -31.29
- 3Y win
- +16%
- Lower volatility
Caveat: Lower trailing returns
ITI Overnight Fund
ITI Mutual Fund
- 1Y
- +5.0%
- 3Y
- +5.8%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -32.50
- 3Y win
- 0%
- Lower volatility
Caveat: Lower trailing returns
LIC MF Overnight Fund
LIC Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -30.19
- 3Y win
- +98%
- Lower volatility
Caveat: Lower trailing returns
Mahindra Manulife Overnight Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.3%
- 3Y
- +6.1%
- Vol
- 0.1%
- Max DD
- 0.0%
- Sharpe
- -30.24
- 3Y win
- +86%
- Lower volatility
Caveat: Lower trailing returns