MonitorDirect · Growth
BANK OF INDIA ULTRA SHORT TERM FUND
Bank of India Mutual FundIncome/Debt Oriented Schemes - Ultra Short Term Fund13.7 years
- NAV
- 3,529.8876
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹184.28 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.5% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+6.9%
- 5Y+6.2%
- 10Y+6.5%
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.8%
- 3Y+6.9%
- 5Y+6.7%
- 10Y+6.2%
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -0.1%
- Category median, same plan and option
- 3Y win rate
- +40%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- Worst rolling 3Y
- +4.3%
- 2589 daily-ending windows
- Median rolling 3Y
- +6.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2105 daily-ending windows
- SIP 3Y XIRR
- +6.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 118 recovered episodes
- Longest recovery
- 25 days
- Trough to prior peak
- Current spell
- 6 days
- Days below latest peak
- Time below peak
- +8%
- NAV observations
11 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-0.8%
15 Jul 2013 – 12 Aug 2013
Trough 24 Jul 2013 · recovered in 19 days
-0.6%
13 Aug 2013 – 21 Aug 2013
Trough 20 Aug 2013 · recovered in 1 days
-0.3%
2 May 2022 – 31 May 2022
Trough 6 May 2022 · recovered in 25 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
49
Consistency
37
Risk-adjusted
100
Drawdown
98
Mean
57
Portfolio
31 Aug 2026 · 22 holdings · top 10 are 68.3%.
- Top 5
- 37.8%
- Top 10
- 68.3%
- Largest holding
- 8.7%
- Effective holdings
- 16.8
BAJAJ FINANCE LIMITED 91D CP 02SEP26
Financial
8.7%
POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC
Financial
7.5%
KOTAK MAHINDRA BANK LIMITED CD 21DEC26
Financial
7.4%
Repo
Unspecified
7.4%
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC
Financial
6.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Mahindra Manulife Ultra Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -0.5%
- Sharpe
- 2.28
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Mirae Asset Ultra Short-Term Fund
Mirae Asset Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- 0.3%
- Max DD
- -0.2%
- Sharpe
- 2.90
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Sundaram Ultra Short Term Fund (Formerly Known as Sundaram Ultra Short Duration Fund)
Sundaram Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.3%
- Vol
- 0.4%
- Max DD
- -0.2%
- Sharpe
- 4.53
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Ultra Short Term Fund
Axis Mutual Fund
- 1Y
- +6.9%
- 3Y
- +7.5%
- Vol
- 0.5%
- Max DD
- -0.8%
- Sharpe
- 2.94
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown
Baroda BNP Paribas Ultra Short Term Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.7%
- 3Y
- +7.3%
- Vol
- 0.5%
- Max DD
- -1.0%
- Sharpe
- 2.48
- 3Y win
- +54%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown