…

HealthyPlan n/a · IDCWFit for a long SIP

BARODA BNP PARIBAS LIQUID FUND - Option

Baroda BNP Paribas Mutual Fund Income/Debt Oriented Schemes - Liquid Fund20.6 years

NAV: 3,948.9501; 29 Oct 2026
1Y: +6.3%; Trailing CAGR
AUM: ₹1.26 L; 30 Jun 2026
Volatility: n/a; History still thin

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 29 Oct 2026

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

Buy checklist

History depth
Pass
20.6 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -9.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.3%
3Y+6.7%
5Y+5.5%
10Y+5.6%
SI+33.2%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.4%
3Y+6.5%
5Y+6.4%
10Y+5.6%

Since inception: +33.2%; Calendar-day CAGR
Excess 1Y: +6.3%; Category median, same plan and option
3Y win rate: +100%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
SIP 3Y XIRR: +6.5%; Simulated monthly SIP
Worst rolling 3Y: +2.7%; 5777 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 5169 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -9.0%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +4%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 20 days; 15 recovered episodes
Longest recovery: 268 days; Trough to prior peak

17 Sept 2006 – 19 Sept 2006
Trough 18 Sept 2006 · recovered in 1 days
-9.0%
28 Mar 2022 – 22 Dec 2022
Trough 29 Mar 2022 · recovered in 268 days
-3.7%
1 Apr 2008 – 3 Apr 2008
Trough 2 Apr 2008 · recovered in 1 days
-0.3%
15 Jul 2013 – 29 Jul 2013
Trough 16 Jul 2013 · recovered in 13 days
-0.2%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
89
Consistency
99
Risk-adjusted
n/a
Drawdown
78
Mean
91

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 100% of rolling 3-year windows.
Three-year return is above the category median.
Peak-to-trough drawdown has stayed shallower than 15%.

Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

No holdings or recent changes on file for this scheme yet.

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

All funds

HealthyPlan n/a · IDCWFit for a long SIP

BARODA BNP PARIBAS LIQUID FUND - Option

Baroda BNP Paribas Mutual Fund Income/Debt Oriented Schemes - Liquid Fund20.6 years

NAV: 3,948.9501; 29 Oct 2026
1Y: +6.3%; Trailing CAGR
AUM: ₹1.26 L; 30 Jun 2026
Volatility: n/a; History still thin

Nov 2024 – Oct 2026

All funds

HealthyPlan n/a · IDCWFit for a long SIP

BARODA BNP PARIBAS LIQUID FUND - Option

Baroda BNP Paribas Mutual Fund Income/Debt Oriented Schemes - Liquid Fund20.6 years

NAV: 3,948.9501; 29 Oct 2026
1Y: +6.3%; Trailing CAGR
AUM: ₹1.26 L; 30 Jun 2026
Volatility: n/a; History still thin

NAV path pending

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 29 Oct 2026

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

Buy checklist

History depth
Pass
20.6 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -9.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.

NAV

29 Oct 2026 · +6.3% over 1Y

3,948.9501

Oct 20253,714.7882 – 3,948.9501Oct 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.3%
3Y+6.7%
5Y+5.5%
10Y+5.6%
SI+33.2%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.4%
3Y+6.5%
5Y+6.4%
10Y+5.6%

Since inception: +33.2%; Calendar-day CAGR
Excess 1Y: +6.3%; Category median, same plan and option
3Y win rate: +100%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
SIP 3Y XIRR: +6.5%; Simulated monthly SIP
Worst rolling 3Y: +2.7%; 5777 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 5169 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -9.0%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +4%; NAV observations

Drawdown

29 Oct 2026

0.0%

Apr 2006-3.6% – 0.0%Oct 2026

Average recovery: 20 days; 15 recovered episodes
Longest recovery: 268 days; Trough to prior peak

17 Sept 2006 – 19 Sept 2006
Trough 18 Sept 2006 · recovered in 1 days
-9.0%
28 Mar 2022 – 22 Dec 2022
Trough 29 Mar 2022 · recovered in 268 days
-3.7%
1 Apr 2008 – 3 Apr 2008
Trough 2 Apr 2008 · recovered in 1 days
-0.3%
15 Jul 2013 – 29 Jul 2013
Trough 16 Jul 2013 · recovered in 13 days
-0.2%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
89
Consistency
99
Risk-adjusted
n/a
Drawdown
78
Mean
91

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 100% of rolling 3-year windows.
Three-year return is above the category median.
Peak-to-trough drawdown has stayed shallower than 15%.

Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

No holdings or recent changes on file for this scheme yet.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 29 Oct 2026

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

Buy checklist

History depth
Pass
20.6 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -9.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.

NAV

Path not in current snapshots

n/a

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.3%
3Y+6.7%
5Y+5.5%
10Y+5.6%
SI+33.2%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.4%
3Y+6.5%
5Y+6.4%
10Y+5.6%

Since inception: +33.2%; Calendar-day CAGR
Excess 1Y: +6.3%; Category median, same plan and option
3Y win rate: +100%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
SIP 3Y XIRR: +6.5%; Simulated monthly SIP
Worst rolling 3Y: +2.7%; 5777 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 5169 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -9.0%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +4%; NAV observations

Drawdown

Path not in current snapshots

n/a

Average recovery: 20 days; 15 recovered episodes
Longest recovery: 268 days; Trough to prior peak

17 Sept 2006 – 19 Sept 2006
Trough 18 Sept 2006 · recovered in 1 days
-9.0%
28 Mar 2022 – 22 Dec 2022
Trough 29 Mar 2022 · recovered in 268 days
-3.7%
1 Apr 2008 – 3 Apr 2008
Trough 2 Apr 2008 · recovered in 1 days
-0.3%
15 Jul 2013 – 29 Jul 2013
Trough 16 Jul 2013 · recovered in 13 days
-0.2%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
89
Consistency
99
Risk-adjusted
n/a
Drawdown
78
Mean
91

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 100% of rolling 3-year windows.
Three-year return is above the category median.
Peak-to-trough drawdown has stayed shallower than 15%.

Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

No holdings or recent changes on file for this scheme yet.

Worth investigating

Same-category peers with enough history to inspect beside this fund - including tradeoffs.

Buying brief

Should you add this fund?

Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.

As of 29 Oct 2026

Stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

In three lines

Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

Buy checklist

History depth
Pass
20.6 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -9.0%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.

Evidence supports a shortlist - confirm with peers before you buy elsewhere.

Before you buy or SIP

Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.

IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.

NAV

29 Oct 2026 · +6.3% over 1Y

3,948.9501

Oct 20253,714.7882 – 3,948.9501Oct 2026

Returns

Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.

Trailing CAGR

Point-to-point, calendar-day annualized

1Y+6.3%
3Y+6.7%
5Y+5.5%
10Y+5.6%
SI+33.2%

SIP XIRR

Equal monthly instalments to latest NAV

1Y+6.4%
3Y+6.5%
5Y+6.4%
10Y+5.6%

Since inception: +33.2%; Calendar-day CAGR
Excess 1Y: +6.3%; Category median, same plan and option
3Y win rate: +100%; Windows beating the median
3Y percentile: 100; Vs comparable share classes
SIP 3Y XIRR: +6.5%; Simulated monthly SIP
Worst rolling 3Y: +2.7%; 5777 daily-ending windows
Median rolling 3Y: +6.9%; Calendar-day CAGR
Positive rolling 5Y: +100%; 5169 daily-ending windows

Drawdown

Peak to trough from a running NAV high, with the path and recovery episodes.

Max drawdown: -9.0%; Worst peak-to-trough
Current: 0.0%; At peak
Current spell: 0 days; Days below latest peak
Time below peak: +4%; NAV observations

Drawdown

29 Oct 2026

0.0%

Apr 2006-3.6% – 0.0%Oct 2026

Average recovery: 20 days; 15 recovered episodes
Longest recovery: 268 days; Trough to prior peak

17 Sept 2006 – 19 Sept 2006
Trough 18 Sept 2006 · recovered in 1 days
-9.0%
28 Mar 2022 – 22 Dec 2022
Trough 29 Mar 2022 · recovered in 268 days
-3.7%
1 Apr 2008 – 3 Apr 2008
Trough 2 Apr 2008 · recovered in 1 days
-0.3%
15 Jul 2013 – 29 Jul 2013
Trough 16 Jul 2013 · recovered in 13 days
-0.2%

Dimensions

0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.

Returns
100
Vs category
89
Consistency
99
Risk-adjusted
n/a
Drawdown
78
Mean
91

Decision

Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.

Healthy

Buying stance

Fit for a long SIP

Evidence supports keeping this on a shortlist for a multi-year equity SIP.

Why this status

No material deterioration, cost shock, or persistent category underperformance in the current evidence set.

Supporting reads

The fund beat the category median in 100% of rolling 3-year windows.
Three-year return is above the category median.
Peak-to-trough drawdown has stayed shallower than 15%.

Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.

No holdings or recent changes on file for this scheme yet.

BARODA BNP PARIBAS LIQUID FUND - Option

Should you add this fund?

Before you buy or SIP

Returns

Drawdown

Dimensions

Decision

Worth investigating

Aditya Birla Sun Life Liquid Fund

Axis Liquid Fund