MonitorDirect · GrowthWatch before adding
Baroda BNP Paribas Small Cap Fund
Baroda BNP Paribas Mutual FundEquity Scheme - Small Cap Fund3 years
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related securities of small cap companies.
- NAV
- 13.7399
- 30 Oct 2026
- 1Y
- +1.3%
- Trailing CAGR
- Upside capture
- +86%
- Vs NIFTY SMALLCAP 250 TRI
- Downside capture
- +80%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Bajaj Finserv Small Cap Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
3.0 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
1.20% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -25.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Paresh Jain · 0.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 30.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 25%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+11.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.9%
- 3Y+4.5%
- 5Yn/a
- 10Yn/a
- Since inception
- +11.1%
- Calendar-day CAGR
- Excess 1Y
- -4.6%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +4.5%
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY SMALLCAP 250 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- +4.5%
- Fund minus TRI
- 3Y excess
- n/a
- Fund minus TRI
- Upside capture
- +86%
- Benchmark-up months
- Downside capture
- +80%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -25.0%
- Worst peak-to-trough
- Current
- -8.0%
- Below last peak
- Current spell
- 49 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 29 days
- 24 recovered episodes
- Longest recovery
- 524 days
- Trough to prior peak
1 Oct 2024 – 6 Aug 2026
Trough 28 Feb 2025 · recovered in 524 days
-25.0%
6 Feb 2024 – 24 Apr 2024
Trough 13 Mar 2024 · recovered in 42 days
-11.3%
11 Sept 2026 – open
Trough 23 Oct 2026 · not recovered
-10.0%
3 Jun 2024 – 10 Jun 2024
Trough 4 Jun 2024 · recovered in 6 days
-8.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
25
Vs category
21
Consistency
3
Risk-adjusted
44
Drawdown
38
Mean
26
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 63 holdings · top 10 are 30.0%.
- Top 5
- 16.6%
- Top 10
- 30.0%
- Largest holding
- 3.6%
- Effective holdings
- 48.9
Karur Vysya Bank Ltd
Financial
3.6%
Multi Commodity Exchange Of India Ltd
Financial
3.4%
Others CBLO
Unspecified
3.4%
Laurus Labs Ltd
Healthcare
3.2%
Navin Fluorine International Ltd
Materials
3.1%
What changed
DECISION
Status moved from MONITOR to HEALTHY.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
DECISION
Status moved from REVIEW to MONITOR.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
18 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
17 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Bajaj Finserv Small Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- +7.8%
- 3Y
- n/a
- Vol
- 16.2%
- Max DD
- -16.2%
- Sharpe
- 0.04
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
PGIM India Small Cap Fund
PGIM India Mutual Fund
- 1Y
- +4.8%
- 3Y
- +14.6%
- Vol
- 15.9%
- Max DD
- -24.6%
- Sharpe
- 0.47
- 3Y win
- +6%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
BANDHAN Small Cap Fund
Bandhan Mutual Fund
- 1Y
- +1.2%
- 3Y
- +21.6%
- Vol
- 17.2%
- Max DD
- -24.3%
- Sharpe
- 1.22
- 3Y win
- +76%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility
DSP Small Cap Fund
DSP Mutual Fund
- 1Y
- +9.5%
- 3Y
- +15.7%
- Vol
- 16.5%
- Max DD
- -49.1%
- Sharpe
- 0.89
- 3Y win
- +30%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Franklin India Small Cap Fund
Franklin Templeton Mutual Fund
- 1Y
- -5.6%
- 3Y
- +9.8%
- Vol
- 15.8%
- Max DD
- -49.9%
- Sharpe
- 0.82
- 3Y win
- +51%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown