MonitorDirect · Growth
DSP Medium Term Fund
DSP Mutual FundIncome/Debt Oriented Schemes - Medium Term Fund13.7 years
The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.
- NAV
- 92.0008
- 15 Sept 2026
- 1Y
- +4.6%
- Trailing CAGR
- AUM
- ₹251.42 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.6%
- 3Y+7.1%
- 5Y+6.1%
- 10Y+6.0%
- SI+6.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.2%
- 3Y+6.4%
- 5Y+6.7%
- 10Y+6.2%
- Since inception
- +6.9%
- Calendar-day CAGR
- Excess 1Y
- -1.7%
- Category median, same plan and option
- 3Y win rate
- +5%
- Windows beating the median
- 3Y percentile
- 18
- Vs comparable share classes
- Worst rolling 3Y
- +3.5%
- 2598 daily-ending windows
- Median rolling 3Y
- +6.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2113 daily-ending windows
- SIP 3Y XIRR
- +6.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 291 recovered episodes
- Longest recovery
- 246 days
- Trough to prior peak
- Current spell
- 34 days
- Days below latest peak
- Time below peak
- +66%
- NAV observations
27 May 2013 – 22 Apr 2014
Trough 19 Aug 2013 · recovered in 246 days
-5.4%
3 Jun 2019 – 3 Feb 2020
Trough 10 Jun 2019 · recovered in 238 days
-5.3%
6 Mar 2020 – 22 Apr 2020
Trough 24 Mar 2020 · recovered in 29 days
-3.5%
24 Nov 2016 – 8 Jun 2017
Trough 22 Feb 2017 · recovered in 106 days
-3.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
18
Vs category
40
Consistency
14
Risk-adjusted
56
Drawdown
86
Mean
43
Portfolio
31 Aug 2026 · 13 holdings · top 10 are 98.5%.
- Top 5
- 59.2%
- Top 10
- 98.5%
- Largest holding
- 13.9%
- Effective holdings
- 9.4
STATE DEVELOPMENT LOAN 31245 HAR 05JN32 7.13 FV RS 100
Unspecified
13.9%
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
13.8%
STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100
Unspecified
10.5%
7.73% Maharashta State Government Securities
Unspecified
10.4%
STATE DEVELOPMENT LOAN 31356 KAR 09FB32 7.3 FV RS 100
Unspecified
10.0%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
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Recent evidence
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Bandhan Medium Term Fund
Bandhan Mutual Fund
- 1Y
- +6.0%
- 3Y
- +7.5%
- Vol
- 2.0%
- Max DD
- -3.6%
- Sharpe
- 1.17
- 3Y win
- +29%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC Medium Term Fund
HDFC Mutual Fund
- 1Y
- +6.6%
- 3Y
- +7.8%
- Vol
- 1.7%
- Max DD
- -3.5%
- Sharpe
- 1.64
- 3Y win
- +64%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HSBC Medium Term Fund
HSBC Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.8%
- Vol
- 1.2%
- Max DD
- -0.6%
- Sharpe
- 2.12
- 3Y win
- +93%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Medium Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +7.4%
- 3Y
- +8.4%
- Vol
- 1.9%
- Max DD
- -5.1%
- Sharpe
- 1.68
- 3Y win
- +80%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Medium Term Fund
Axis Mutual Fund
- 1Y
- +6.7%
- 3Y
- +8.3%
- Vol
- 2.5%
- Max DD
- -7.3%
- Sharpe
- 1.31
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown