ReviewDirect · GrowthPrefer peers first
DSP US Specific Debt Passive FoF
- NAV
- 12.2967
- 28 Oct 2026
- 1Y
- +5.0%
- Trailing CAGR
- AUM
- ₹65.67 Cr
- 30 Jun 2026
- Volatility
- Low
- 6.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 28 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Passive FOF if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
2.6 years - thin for judging consistency.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
0.19% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -4.8%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.0%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+8.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +8.2%
- Calendar-day CAGR
- Excess 1Y
- -8.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -4.8%
- Worst peak-to-trough
- Current
- -3.3%
- Below last peak
- Current spell
- 103 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 38 recovered episodes
- Longest recovery
- 91 days
- Trough to prior peak
17 Jul 2026 – open
Trough 14 Oct 2026 · not recovered
-4.8%
16 Sept 2024 – 5 Feb 2025
Trough 6 Nov 2024 · recovered in 91 days
-4.1%
4 Mar 2025 – 23 Jun 2025
Trough 2 May 2025 · recovered in 52 days
-4.0%
31 Mar 2024 – 4 Jun 2024
Trough 25 Apr 2024 · recovered in 40 days
-2.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
33
Vs category
0
Consistency
6
Risk-adjusted
46
Drawdown
88
Mean
35
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
18 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
17 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
15 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
9 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life US Treasury 1-3 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +9.7%
- 3Y
- n/a
- Vol
- 4.1%
- Max DD
- -2.7%
- Sharpe
- 0.67
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Passive FOF
Aditya Birla Sun Life Mutual Fund
- 1Y
- +6.1%
- 3Y
- n/a
- Vol
- 5.6%
- Max DD
- -3.7%
- Sharpe
- 0.47
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Bandhan US Treasury Bond 0-1 year specific Debt Passive FOF
Bandhan Mutual Fund
- 1Y
- +11.7%
- 3Y
- +9.1%
- Vol
- 3.8%
- Max DD
- -3.4%
- Sharpe
- 0.80
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Lower TER
- Higher trailing returns
Motilal Oswal Developed Market Ex US ETFs Overseas Equity Passive FOF
Motilal Oswal Mutual Fund
- 1Y
- +21.2%
- 3Y
- +24.8%
- Vol
- 15.2%
- Max DD
- -14.3%
- Sharpe
- 1.04
- 3Y win
- +38%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Global Excellence Equity Fund Of Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +15.4%
- 3Y
- +23.9%
- Vol
- 17.3%
- Max DD
- -39.1%
- Sharpe
- 0.28
- 3Y win
- +31%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER