HealthyDirect · GrowthFit for a long SIP
Edelweiss Balanced Advantage Fund
Edelweiss Mutual FundHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage13.8 years
The scheme will invest in arbitrage opportunities, equity derivative strategies, pure equity investments and the balance in debt and money market instruments.
- NAV
- 59.88
- 29 Oct 2026
- 1Y
- +0.0%
- Trailing CAGR
- AUM
- ₹12,880.2 Cr
- 30 Sept 2026
- Volatility
- Medium
- 9.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 77% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
0.81% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -16.2%. Ask whether you can hold through a similar fall.
Vs category
Pass
77% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 37.4% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 16%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.0%
- 3Y+10.6%
- 5Y+8.9%
- 10Y+11.8%
- SI+11.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.2%
- 3Y+5.1%
- 5Y+8.8%
- 10Y+11.6%
- Since inception
- +11.9%
- Calendar-day CAGR
- Excess 1Y
- +3.0%
- Category median, same plan and option
- 3Y win rate
- +77%
- Windows beating the median
- 3Y percentile
- 88
- Vs comparable share classes
- SIP 3Y XIRR
- +5.1%
- Simulated monthly SIP
- Worst rolling 3Y
- +3.4%
- 2640 daily-ending windows
- Median rolling 3Y
- +13.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2148 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -16.2%
- Worst peak-to-trough
- Current
- -3.6%
- Below last peak
- Current spell
- 59 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 181 recovered episodes
- Longest recovery
- 224 days
- Trough to prior peak
12 Feb 2020 – 7 Jul 2020
Trough 23 Mar 2020 · recovered in 106 days
-16.2%
22 Jul 2015 – 6 Sept 2016
Trough 25 Feb 2016 · recovered in 194 days
-11.4%
27 Sept 2024 – 10 Oct 2025
Trough 28 Feb 2025 · recovered in 224 days
-11.1%
13 Jan 2022 – 17 Aug 2022
Trough 20 Jun 2022 · recovered in 58 days
-9.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
88
Vs category
69
Consistency
69
Risk-adjusted
59
Drawdown
59
Mean
69
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 77% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 134 holdings · top 10 are 37.4%.
- Top 5
- 25.8%
- Top 10
- 37.4%
- Largest holding
- 10.4%
- Effective holdings
- 40.5
Others CBLO
Unspecified
10.4%
ICICI Bank Ltd
Financial
4.7%
HDFC Bank Ltd
Financial
4.0%
Reliance Industries Ltd
Energy & Utilities
3.6%
Larsen & Toubro Ltd
Industrials
3.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Franklin India Balanced Advantage Fund
Franklin Templeton Mutual Fund
- 1Y
- -4.2%
- 3Y
- +9.1%
- Vol
- 6.9%
- Max DD
- -8.1%
- Sharpe
- 0.58
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
SBI Balanced Advantage Fund
SBI Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.4%
- Vol
- 6.4%
- Max DD
- -7.4%
- Sharpe
- 0.54
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
UNIFI DYNAMIC ASSET ALLOCATION FUND
Unifi Mutual Fund
- 1Y
- +8.3%
- 3Y
- n/a
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 2.67
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
HDFC Balanced Advantage Fund
HDFC Mutual Fund
- 1Y
- -5.5%
- 3Y
- +10.6%
- Vol
- 14.4%
- Max DD
- -34.2%
- Sharpe
- 0.57
- 3Y win
- +85%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Parag Parikh Dynamic Asset Allocation Fund
PPFAS Mutual Fund
- 1Y
- +0.8%
- 3Y
- n/a
- Vol
- 2.8%
- Max DD
- -2.7%
- Sharpe
- 0.00
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns