MonitorDirect · GrowthWatch before adding
Edelweiss Gilt Fund
Edelweiss Mutual FundIncome/Debt Oriented Schemes - Gilt Fund9.9 years
- NAV
- 26.316
- 29 Oct 2026
- 1Y
- +0.5%
- Trailing CAGR
- AUM
- ₹123.12 Cr
- 31 Aug 2026
- Volatility
- Low
- 3.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 88% of rolling 3-year windows.
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer HSBC Gilt Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
9.9 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.51% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -3.3%. Ask whether you can hold through a similar fall.
Vs category
Pass
88% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.5%
- 3Y+5.8%
- 5Y+5.1%
- 10Yn/a
- SI+6.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.0%
- 3Y+3.0%
- 5Y+4.7%
- 10Yn/a
- Since inception
- +6.7%
- Calendar-day CAGR
- Excess 1Y
- -1.0%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 20
- Vs comparable share classes
- SIP 3Y XIRR
- +3.0%
- Simulated monthly SIP
- Worst rolling 3Y
- +4.6%
- 1678 daily-ending windows
- Median rolling 3Y
- +7.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1195 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -3.3%
- Worst peak-to-trough
- Current
- -2.7%
- Below last peak
- Current spell
- 76 days
- Days below latest peak
- Time below peak
- +75%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 185 recovered episodes
- Longest recovery
- 301 days
- Trough to prior peak
28 May 2025 – 23 Jun 2026
Trough 26 Aug 2025 · recovered in 301 days
-3.3%
14 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-3.1%
5 Jan 2021 – 7 Apr 2021
Trough 12 Mar 2021 · recovered in 26 days
-2.3%
9 Mar 2020 – 20 Apr 2020
Trough 19 Mar 2020 · recovered in 32 days
-2.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
20
Vs category
44
Consistency
81
Risk-adjusted
39
Drawdown
92
Mean
55
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Peak-to-trough drawdown has stayed shallower than 15%.
Portfolio
31 Aug 2026 · 9 holdings · top 10 are 100.0%.
- Top 5
- 95.1%
- Top 10
- 100.0%
- Largest holding
- 35.2%
- Effective holdings
- 3.8
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
Entities
35.2%
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
32.9%
STATE DEVELOPMENT LOAN 37096 KAR 18FB37 7.48 FV RS 100
Unspecified
12.0%
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
Entities
11.1%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100
Entities
3.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HSBC Gilt Fund
HSBC Mutual Fund
- 1Y
- +1.2%
- 3Y
- +5.8%
- Vol
- 2.8%
- Max DD
- -3.6%
- Sharpe
- -0.06
- 3Y win
- 0%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Axis Gilt Fund
Axis Mutual Fund
- 1Y
- +2.8%
- 3Y
- +6.9%
- Vol
- 4.1%
- Max DD
- -11.1%
- Sharpe
- 0.37
- 3Y win
- +61%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BARODA BNP PARIBAS GILT FUND
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.8%
- 3Y
- +6.5%
- Vol
- 3.6%
- Max DD
- -6.7%
- Sharpe
- 0.42
- 3Y win
- +32%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Canara Robeco Gilt Fund
Canara Robeco Mutual Fund
- 1Y
- +1.6%
- 3Y
- +5.8%
- Vol
- 3.9%
- Max DD
- -7.8%
- Sharpe
- 0.44
- 3Y win
- +38%
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Invesco India Gilt Fund
Invesco Mutual Fund
- 1Y
- +1.0%
- 3Y
- +6.1%
- Vol
- n/a
- Max DD
- -9.2%
- Sharpe
- n/a
- 3Y win
- +40%
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown