MonitorDirect · GrowthWatch before adding
Franklin India Equity Savings Fund
Franklin Templeton Mutual FundHybrid Scheme - Equity Savings8.2 years
- NAV
- 18.6696
- 27 Oct 2026
- 1Y
- +2.1%
- Trailing CAGR
- AUM
- ₹594.58 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Three-year return sits below the 25th percentile of comparable share classes.
Prefer peers if · Prefer Edelweiss Equity Savings Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.2 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.82% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -16.7%. Ask whether you can hold through a similar fall.
Vs category
Fail
29% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 86.3% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 17%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.1%
- 3Y+7.2%
- 5Y+6.5%
- 10Yn/a
- SI+7.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+2.1%
- 3Y+4.9%
- 5Y+6.7%
- 10Yn/a
- Since inception
- +7.9%
- Calendar-day CAGR
- Excess 1Y
- +1.0%
- Category median, same plan and option
- 3Y win rate
- +29%
- Windows beating the median
- 3Y percentile
- 23
- Vs comparable share classes
- SIP 3Y XIRR
- +4.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +6.9%
- 1273 daily-ending windows
- Median rolling 3Y
- +9.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 779 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -16.7%
- Worst peak-to-trough
- Current
- -1.2%
- Below last peak
- Current spell
- 85 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 138 recovered episodes
- Longest recovery
- 156 days
- Trough to prior peak
6 Feb 2020 – 27 Aug 2020
Trough 24 Mar 2020 · recovered in 156 days
-16.7%
18 Oct 2021 – 16 Aug 2022
Trough 20 Jun 2022 · recovered in 57 days
-5.9%
28 Aug 2020 – 23 Oct 2020
Trough 24 Sept 2020 · recovered in 29 days
-5.0%
3 Sept 2018 – 5 Mar 2019
Trough 26 Oct 2018 · recovered in 130 days
-3.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
23
Vs category
56
Consistency
35
Risk-adjusted
43
Drawdown
58
Mean
43
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
31 Aug 2026 · 63 holdings · top 10 are 86.3%.
- Top 5
- 67.5%
- Top 10
- 86.3%
- Largest holding
- 48.4%
- Effective holdings
- 3.8
Net Current Assets
Unspecified
48.4%
Axis Bank Ltd
Financial
6.5%
Cash/Net Current Assets
Unspecified
4.7%
7.37% GOI CG 23-10-2028
Entities
4.5%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
4.4%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +5.0%
- 3Y
- +10.9%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 0.88
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Kotak Equity Savings Fund
Kotak Mahindra Mutual Fund
- 1Y
- +0.3%
- 3Y
- +9.4%
- Vol
- 5.7%
- Max DD
- -16.5%
- Sharpe
- 0.62
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Mutual Fund
- 1Y
- -2.4%
- 3Y
- +8.5%
- Vol
- 5.8%
- Max DD
- -6.2%
- Sharpe
- 0.46
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +3.5%
- 3Y
- n/a
- Vol
- 2.4%
- Max DD
- -1.6%
- Sharpe
- -0.90
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
DSP Equity Savings Fund
DSP Mutual Fund
- 1Y
- -0.1%
- 3Y
- +8.1%
- Vol
- 5.7%
- Max DD
- -18.9%
- Sharpe
- 0.53
- 3Y win
- +73%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown · Higher TER