HealthyPlan n/a · Option n/aFit for a long SIP
Franklin India Ultra Short Bond Fund (no. of segregated portfolio-1)
Franklin Templeton Mutual FundDebt Scheme - Ultra Short Duration Fund18.9 years
- NAV
- 33.7757
- 7 Aug 2022
- 1Y
- +13.7%
- Trailing CAGR
- AUM
- ₹1.68 Cr
- 31 Mar 2021
- Volatility
- Low
- 1.6% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 7 Aug 2022
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Buy checklist
History depth
Pass
18.9 years of path to read.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -4.4%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+13.7%
- 3Y+8.7%
- 5Y+8.6%
- 10Y+9.0%
- SI+8.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+12.0%
- 3Y+10.6%
- 5Y+9.4%
- 10Y+8.9%
- Since inception
- +8.7%
- Calendar-day CAGR
- Excess 1Y
- +13.7%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +10.6%
- Simulated monthly SIP
- Worst rolling 3Y
- +6.7%
- 2807 daily-ending windows
- Median rolling 3Y
- +8.6%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2326 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -4.4%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +8%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 73 recovered episodes
- Longest recovery
- 186 days
- Trough to prior peak
15 Jan 2020 – 20 Jul 2020
Trough 16 Jan 2020 · recovered in 186 days
-4.4%
14 May 2021 – 21 Jun 2021
Trough 19 May 2021 · recovered in 33 days
-1.2%
24 Feb 2022 – 24 Mar 2022
Trough 25 Feb 2022 · recovered in 27 days
-0.7%
15 Jul 2013 – 5 Aug 2013
Trough 16 Jul 2013 · recovered in 20 days
-0.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
99
Risk-adjusted
100
Drawdown
89
Mean
98
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
HDFC Ultra Short Term Fund
HDFC Mutual Fund
- 1Y
- +6.1%
- 3Y
- +7.1%
- Vol
- 0.6%
- Max DD
- -1.0%
- Sharpe
- 1.27
- 3Y win
- +39%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Kotak Treasury Advantage
Kotak Mahindra Mutual Fund
- 1Y
- 0.0%
- 3Y
- 0.0%
- Vol
- 0.4%
- Max DD
- -0.9%
- Sharpe
- -15.62
- 3Y win
- +14%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Tata Ultra Short Term Fund
Tata Mutual Fund
- 1Y
- +6.8%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -0.7%
- Sharpe
- 1.23
- 3Y win
- +66%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns