ReviewDirect · GrowthPrefer peers first
Templeton India Value Fund
Franklin Templeton Mutual FundEquity Scheme - Value Fund13.8 years
- NAV
- 735.1525
- 29 Oct 2026
- 1Y
- -11.0%
- Trailing CAGR
- AUM
- ₹1,807.11 Cr
- 30 Sept 2026
- Volatility
- High
- 16.1% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer ICICI Prudential Value Fund (erstwhile Value Discovery Fund) if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.8 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Pass
1.11% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -47.8%. Ask whether you can hold through a similar fall.
Vs category
Watch
46% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 47.1% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 48%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-11.0%
- 3Y+9.0%
- 5Y+11.2%
- 10Y+12.5%
- SI+13.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-12.2%
- 3Y-1.8%
- 5Y+7.7%
- 10Y+13.7%
- Since inception
- +13.6%
- Calendar-day CAGR
- Excess 1Y
- -4.5%
- Category median, same plan and option
- 3Y win rate
- +46%
- Windows beating the median
- 3Y percentile
- 15
- Vs comparable share classes
- SIP 3Y XIRR
- -1.8%
- Simulated monthly SIP
- Worst rolling 3Y
- -12.5%
- 2653 daily-ending windows
- Median rolling 3Y
- +17.0%
- Calendar-day CAGR
- Positive rolling 5Y
- +98%
- 2161 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -47.8%
- Worst peak-to-trough
- Current
- -13.8%
- Below last peak
- Current spell
- 762 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 143 recovered episodes
- Longest recovery
- 290 days
- Trough to prior peak
23 Jan 2018 – 7 Jan 2021
Trough 23 Mar 2020 · recovered in 290 days
-47.8%
7 Jan 2013 – 7 Mar 2014
Trough 3 Sept 2013 · recovered in 185 days
-22.0%
7 Aug 2015 – 22 Jul 2016
Trough 29 Feb 2016 · recovered in 144 days
-20.2%
27 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-18.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
15
Vs category
22
Consistency
43
Risk-adjusted
51
Drawdown
0
Mean
26
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 50 holdings · top 10 are 47.1%.
- Top 5
- 31.1%
- Top 10
- 47.1%
- Largest holding
- 7.8%
- Effective holdings
- 29.9
HDFC Bank Ltd
Financial
7.8%
Axis Bank Ltd
Financial
7.0%
ICICI Bank Ltd
Financial
5.7%
Cash/Net Current Assets
Unspecified
5.6%
Reliance Industries Ltd
Energy & Utilities
4.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
29 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
28 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
27 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
26 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
21 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
19 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
16 Oct 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
24 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
22 Sept 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Value Fund (erstwhile Value Discovery Fund)
ICICI Prudential Mutual Fund
- 1Y
- -10.4%
- 3Y
- +11.6%
- Vol
- 14.2%
- Max DD
- -36.7%
- Sharpe
- 0.76
- 3Y win
- +72%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HDFC Value Fund
HDFC Mutual Fund
- 1Y
- -1.3%
- 3Y
- +15.4%
- Vol
- 15.8%
- Max DD
- -43.9%
- Sharpe
- 0.64
- 3Y win
- +47%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ITI Value Fund
ITI Mutual Fund
- 1Y
- -6.4%
- 3Y
- +11.3%
- Vol
- 15.8%
- Max DD
- -22.7%
- Sharpe
- 0.38
- 3Y win
- +69%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Bandhan Value Fund
Bandhan Mutual Fund
- 1Y
- -6.3%
- 3Y
- +10.3%
- Vol
- 16.0%
- Max DD
- -51.9%
- Sharpe
- 0.63
- 3Y win
- +69%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Quant Value Fund
quant Mutual Fund
- 1Y
- +4.6%
- 3Y
- +19.7%
- Vol
- 19.5%
- Max DD
- -24.0%
- Sharpe
- 0.65
- 3Y win
- +99%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility