HealthyDirect · GrowthFit for a long SIP
Groww Gold ETF FOF
Groww Mutual FundFund of Funds Scheme (Domestic) - Fund of Funds Scheme (Domestic)2 years
- NAV
- 17.2653
- 29 Oct 2026
- 1Y
- +15.3%
- Trailing CAGR
- AUM
- ₹131.48 Cr
- 30 Sept 2026
- Volatility
- High
- 24.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 100% of rolling 1-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Buy checklist
History depth
Fail
2.0 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
0.14% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -24.9%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Watch
Top 10 holdings ≈ 100.0% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+15.3%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+32.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-6.9%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +32.9%
- Calendar-day CAGR
- Excess 1Y
- +10.8%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -24.9%
- Worst peak-to-trough
- Current
- -21.1%
- Below last peak
- Current spell
- 273 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 31 recovered episodes
- Longest recovery
- 45 days
- Trough to prior peak
29 Jan 2026 – open
Trough 23 Mar 2026 · not recovered
-24.9%
17 Oct 2025 – 12 Dec 2025
Trough 28 Oct 2025 · recovered in 45 days
-10.2%
22 Apr 2025 – 13 Jun 2025
Trough 15 May 2025 · recovered in 29 days
-6.5%
21 Jan 2026 – 28 Jan 2026
Trough 22 Jan 2026 · recovered in 6 days
-5.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
56
Vs category
100
Consistency
100
Risk-adjusted
78
Drawdown
38
Mean
74
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
30 Sept 2026 · 2 holdings · top 10 are 100.0%.
- Top 5
- 100.0%
- Top 10
- 100.0%
- Largest holding
- 99.5%
- Effective holdings
- 1.0
Groww Gold ETF - Growth
Unspecified
99.5%
Reverse Repo
Unspecified
0.6%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Multi Factor Passive FoF
Axis Mutual Fund
- 1Y
- -7.3%
- 3Y
- +8.0%
- Vol
- 12.4%
- Max DD
- -22.0%
- Sharpe
- 0.25
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Mirae Asset BSE Select IPO ETF Fund of Fund
Mirae Asset Mutual Fund
- 1Y
- -9.6%
- 3Y
- n/a
- Vol
- 19.5%
- Max DD
- -24.3%
- Sharpe
- 0.02
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Mirae Asset Nifty 100 ESG Sector Leaders Fund of Fund
Mirae Asset Mutual Fund
- 1Y
- -11.9%
- 3Y
- +7.4%
- Vol
- 14.0%
- Max DD
- -17.9%
- Sharpe
- 0.33
- 3Y win
- +20%
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
UTI Income Plus Arbitrage Active Fund of Fund
UTI Mutual Fund
- 1Y
- +4.8%
- 3Y
- n/a
- Vol
- 0.9%
- Max DD
- -0.3%
- Sharpe
- -0.36
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Groww Nifty 200 ETF FOF
Groww Mutual Fund
- 1Y
- -9.3%
- 3Y
- n/a
- Vol
- 18.3%
- Max DD
- -14.6%
- Sharpe
- 0.09
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns