ReviewDirect · GrowthPrefer peers first
Groww Value Fund
Groww Mutual FundEquity Schemes - Value Fund11.1 years
The Scheme seeks to generate returns through a combination of dividend income and capital appreciation by investing primarily in well-diversified portflio of value stocks.
- NAV
- 31.3937
- 29 Oct 2026
- 1Y
- -6.4%
- Trailing CAGR
- Upside capture
- +93%
- Vs NIFTY 500 TRI
- Downside capture
- +99%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Maximum drawdown exceeded 35%.
Prefer peers if · Prefer Axis Value Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
11.1 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
Watch
1.56% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Watch
Peak-to-trough -46.6%. Ask whether you can hold through a similar fall.
Vs category
Fail
3% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
Watch
Hitesh Das · 0.1 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 48.0% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 47%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-6.4%
- 3Y+11.7%
- 5Y+9.9%
- 10Y+10.2%
- SI+10.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.3%
- 3Y+2.7%
- 5Y+9.4%
- 10Y+11.6%
- Since inception
- +10.8%
- Calendar-day CAGR
- Excess 1Y
- +0.3%
- Category median, same plan and option
- 3Y win rate
- +3%
- Windows beating the median
- 3Y percentile
- 60
- Vs comparable share classes
- SIP 3Y XIRR
- +2.7%
- Simulated monthly SIP
- Worst rolling 3Y
- -13.1%
- 2003 daily-ending windows
- Median rolling 3Y
- +15.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1515 daily-ending windows
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- +1.2%
- Fund minus TRI
- 3Y excess
- +1.3%
- Fund minus TRI
- Upside capture
- +93%
- Benchmark-up months
- Downside capture
- +99%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -46.6%
- Worst peak-to-trough
- Current
- -7.2%
- Below last peak
- Current spell
- 80 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 16 days
- 99 recovered episodes
- Longest recovery
- 322 days
- Trough to prior peak
15 Jan 2018 – 8 Feb 2021
Trough 23 Mar 2020 · recovered in 322 days
-46.6%
6 Oct 2015 – 12 Jul 2016
Trough 29 Feb 2016 · recovered in 134 days
-17.6%
23 Sept 2024 – 26 Jun 2025
Trough 3 Mar 2025 · recovered in 115 days
-16.5%
10 Nov 2021 – 25 Nov 2022
Trough 20 Jun 2022 · recovered in 158 days
-15.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
60
Vs category
52
Consistency
14
Risk-adjusted
44
Drawdown
0
Mean
34
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- Three-year return is above the category median.
Portfolio
30 Sept 2026 · 53 holdings · top 10 are 48.0%.
- Top 5
- 32.6%
- Top 10
- 48.0%
- Largest holding
- 13.2%
- Effective holdings
- 25.1
Reverse Repo
Unspecified
13.2%
HDFC Bank Ltd
Financial
6.3%
Bharti Airtel Ltd
Technology
4.5%
ICICI Bank Ltd
Financial
4.5%
Reliance Industries Ltd
Energy & Utilities
4.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Value Fund
Axis Mutual Fund
- 1Y
- +1.0%
- 3Y
- +17.9%
- Vol
- 14.5%
- Max DD
- -20.2%
- Sharpe
- 0.67
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
HSBC Value Fund
HSBC Mutual Fund
- 1Y
- -5.1%
- 3Y
- +14.5%
- Vol
- 15.0%
- Max DD
- -19.6%
- Sharpe
- 0.71
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
UTI Value Fund
UTI Mutual Fund
- 1Y
- -9.3%
- 3Y
- +11.8%
- Vol
- 15.3%
- Max DD
- -36.7%
- Sharpe
- 0.50
- 3Y win
- +35%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Canara Robeco Value Fund
Canara Robeco Mutual Fund
- 1Y
- -8.8%
- 3Y
- +10.1%
- Vol
- 13.9%
- Max DD
- -19.0%
- Sharpe
- 0.50
- 3Y win
- +29%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Mahindra Manulife Value Fund
Mahindra Manulife Mutual Fund
- 1Y
- +0.0%
- 3Y
- n/a
- Vol
- 14.6%
- Max DD
- -11.5%
- Sharpe
- 0.40
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns