MonitorDirect · Growth
HDFC Consumption Fund
- NAV
- 13.806
- 15 Sept 2026
- 1Y
- -9.5%
- Trailing CAGR
- AUM
- ₹1,022.11 Cr
- 31 Aug 2026
- Volatility
- Medium
- 13.2% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-9.5%
- 3Y+10.1%
- 5Yn/a
- 10Yn/a
- SI+10.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-4.5%
- 3Y+2.1%
- 5Yn/a
- 10Yn/a
- Since inception
- +10.7%
- Calendar-day CAGR
- Excess 1Y
- -15.8%
- Category median, same plan and option
- 3Y win rate
- 0%
- Windows beating the median
- 3Y percentile
- 36
- Vs comparable share classes
- Worst rolling 3Y
- +10.1%
- 46 daily-ending windows
- Median rolling 3Y
- +12.9%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +2.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 43 recovered episodes
- Longest recovery
- 28 days
- Trough to prior peak
- Current spell
- 722 days
- Days below latest peak
- Time below peak
- +86%
- NAV observations
23 Sept 2024 – open
Trough 31 Mar 2026 · not recovered
-23.5%
23 Feb 2024 – 10 Apr 2024
Trough 13 Mar 2024 · recovered in 28 days
-7.8%
17 Oct 2023 – 7 Nov 2023
Trough 26 Oct 2023 · recovered in 12 days
-5.0%
12 Jan 2024 – 16 Feb 2024
Trough 23 Jan 2024 · recovered in 24 days
-3.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
36
Vs category
0
Consistency
24
Risk-adjusted
48
Drawdown
41
Mean
30
Portfolio
31 Aug 2026 · 50 holdings · top 10 are 53.4%.
- Top 5
- 35.5%
- Top 10
- 53.4%
- Largest holding
- 10.6%
- Effective holdings
- 23.3
Zomato Ltd
Technology
10.6%
Mahindra & Mahindra Ltd
Consumer Discretionary
8.6%
Hindustan Unilever Ltd
Consumer Staples
7.2%
Bharti Airtel Ltd
Technology
5.0%
Vishal Mega Mart Ltd.
Consumer Staples
4.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Business Cycle Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.9%
- 3Y
- +11.6%
- Vol
- 13.8%
- Max DD
- -17.8%
- Sharpe
- 0.48
- 3Y win
- +7%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
ICICI Prudential Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.8%
- Vol
- 12.6%
- Max DD
- -16.7%
- Sharpe
- 0.67
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Motilal Oswal Active Momentum Fund
Motilal Oswal Mutual Fund
- 1Y
- +25.5%
- 3Y
- n/a
- Vol
- 17.1%
- Max DD
- -16.6%
- Sharpe
- 1.25
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Nippon India Innovation Fund
Nippon India Mutual Fund
- 1Y
- +0.2%
- 3Y
- +13.9%
- Vol
- 14.1%
- Max DD
- -21.5%
- Sharpe
- 0.68
- 3Y win
- +100%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility