ReviewDirect · Growth
HDFC DIVIDEND YIELD FUND
HDFC Mutual FundEquity Scheme - Dividend Yield Fund5.7 years
The scheme seeks to provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies.
- NAV
- 26.208
- 15 Sept 2026
- 1Y
- -1.9%
- Trailing CAGR
- Upside capture
- +106%
- Vs NIFTY 500 TRI
- Downside capture
- +83%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.9%
- 3Y+10.0%
- 5Y+13.1%
- 10Yn/a
- SI+18.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.0%
- 3Y+3.4%
- 5Y+11.0%
- 10Yn/a
- Since inception
- +18.3%
- Calendar-day CAGR
- Excess 1Y
- -4.8%
- Category median, same plan and option
- 3Y win rate
- +88%
- Windows beating the median
- 3Y percentile
- 17
- Vs comparable share classes
- Worst rolling 3Y
- +10.0%
- 676 daily-ending windows
- Median rolling 3Y
- +20.7%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 183 daily-ending windows
- SIP 3Y XIRR
- +3.4%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 16 Sept 2026.
- 1Y excess
- +0.4%
- Fund minus TRI
- 3Y excess
- +0.6%
- Fund minus TRI
- Upside capture
- +106%
- Benchmark-up months
- Downside capture
- +83%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 6 days
- 84 recovered episodes
- Longest recovery
- 58 days
- Trough to prior peak
- Current spell
- 718 days
- Days below latest peak
- Time below peak
- +82%
- NAV observations
27 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-20.0%
17 Jan 2022 – 17 Aug 2022
Trough 20 Jun 2022 · recovered in 58 days
-15.8%
18 Oct 2021 – 13 Jan 2022
Trough 20 Dec 2021 · recovered in 24 days
-8.6%
3 Jun 2024 – 11 Jun 2024
Trough 4 Jun 2024 · recovered in 7 days
-7.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
20
Consistency
78
Risk-adjusted
71
Drawdown
50
Mean
47
Portfolio
31 Aug 2026 · 130 holdings · top 10 are 30.8%.
- Top 5
- 19.4%
- Top 10
- 30.8%
- Largest holding
- 5.6%
- Effective holdings
- 57.6
ICICI Bank Ltd
Financial
5.6%
HDFC Bank Ltd
Financial
4.8%
Axis Bank Ltd
Financial
3.7%
Larsen & Toubro Ltd
Industrials
2.7%
Bharti Airtel Ltd
Technology
2.5%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
Supporting reads
- The fund beat the category median in 88% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
SBI Dividend Yield Fund
SBI Mutual Fund
- 1Y
- +3.7%
- 3Y
- +10.7%
- Vol
- 11.8%
- Max DD
- -17.8%
- Sharpe
- 0.77
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
LIC MF Dividend Yield Fund
LIC Mutual Fund
- 1Y
- +4.5%
- 3Y
- +17.8%
- Vol
- 15.8%
- Max DD
- -20.4%
- Sharpe
- 0.84
- 3Y win
- +100%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Baroda BNP Paribas Dividend Yield Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +1.1%
- 3Y
- n/a
- Vol
- 12.5%
- Max DD
- -18.1%
- Sharpe
- -0.48
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Franklin India Dividend Yield Fund
Franklin Templeton Mutual Fund
- 1Y
- -1.1%
- 3Y
- +10.7%
- Vol
- 13.6%
- Max DD
- -38.0%
- Sharpe
- 0.70
- 3Y win
- +66%
- Lower volatility
- Higher trailing returns
Caveat: Deeper drawdown
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)
Sundaram Mutual Fund
- 1Y
- -5.1%
- 3Y
- +8.7%
- Vol
- 13.1%
- Max DD
- -18.9%
- Sharpe
- 0.38
- 3Y win
- +0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns