MonitorDirect · Growth
HDFC Equity Savings Fund
- NAV
- 75.984
- 15 Sept 2026
- 1Y
- +2.9%
- Trailing CAGR
- AUM
- ₹5,758.13 Cr
- 31 Aug 2026
- Volatility
- Low
- 5.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+2.9%
- 3Y+8.1%
- 5Y+8.4%
- 10Y+9.5%
- SI+9.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+1.9%
- 3Y+5.4%
- 5Y+7.8%
- 10Y+9.3%
- Since inception
- +9.9%
- Calendar-day CAGR
- Excess 1Y
- -1.8%
- Category median, same plan and option
- 3Y win rate
- +86%
- Windows beating the median
- 3Y percentile
- 43
- Vs comparable share classes
- Worst rolling 3Y
- +0.6%
- 2636 daily-ending windows
- Median rolling 3Y
- +11.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +5.4%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 247 recovered episodes
- Longest recovery
- 228 days
- Trough to prior peak
- Current spell
- 39 days
- Days below latest peak
- Time below peak
- +79%
- NAV observations
14 Jan 2020 – 6 Nov 2020
Trough 23 Mar 2020 · recovered in 228 days
-17.0%
1 Jan 2016 – 12 Apr 2016
Trough 12 Feb 2016 · recovered in 60 days
-6.6%
6 Apr 2022 – 8 Aug 2022
Trough 20 Jun 2022 · recovered in 49 days
-5.3%
11 Feb 2026 – 30 Jul 2026
Trough 30 Mar 2026 · recovered in 122 days
-4.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
43
Vs category
39
Consistency
75
Risk-adjusted
64
Drawdown
58
Mean
56
Portfolio
31 Aug 2026 · 120 holdings · top 10 are 64.7%.
- Top 5
- 49.8%
- Top 10
- 64.7%
- Largest holding
- 28.6%
- Effective holdings
- 9.6
Cash Margin
Unspecified
28.6%
HDFC Bank Ltd
Financial
6.7%
Repo
Unspecified
5.5%
Reliance Industries Ltd
Energy & Utilities
5.4%
NTPC Ltd
Energy & Utilities
3.6%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 86% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Edelweiss Equity Savings Fund
Edelweiss Mutual Fund
- 1Y
- +7.5%
- 3Y
- +11.1%
- Vol
- 4.8%
- Max DD
- -9.5%
- Sharpe
- 1.06
- 3Y win
- +94%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Equity Savings Fund
Kotak Mahindra Mutual Fund
- 1Y
- +4.0%
- 3Y
- +9.9%
- Vol
- 5.7%
- Max DD
- -16.5%
- Sharpe
- 0.78
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
quant Equity Savings Fund
quant Mutual Fund
- 1Y
- +9.4%
- 3Y
- n/a
- Vol
- 5.8%
- Max DD
- -5.0%
- Sharpe
- 0.66
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)
Sundaram Mutual Fund
- 1Y
- +2.3%
- 3Y
- +9.0%
- Vol
- 5.7%
- Max DD
- -6.2%
- Sharpe
- 0.71
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Bajaj Finserv Equity Savings Fund
Bajaj Finserv Mutual Fund
- 1Y
- +4.8%
- 3Y
- n/a
- Vol
- 2.3%
- Max DD
- -1.3%
- Sharpe
- -0.22
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns