ReviewDirect · Growth
HDFC Housing Opportunities Fund
- NAV
- 22.52
- 15 Sept 2026
- 1Y
- -7.1%
- Trailing CAGR
- AUM
- ₹1,172.96 Cr
- 31 Aug 2026
- Volatility
- High
- 18.0% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-7.1%
- 3Y+8.3%
- 5Y+10.9%
- 10Yn/a
- SI+9.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-10.2%
- 3Y-1.1%
- 5Y+8.5%
- 10Yn/a
- Since inception
- +9.7%
- Calendar-day CAGR
- Excess 1Y
- -13.5%
- Category median, same plan and option
- 3Y win rate
- +51%
- Windows beating the median
- 3Y percentile
- 20
- Vs comparable share classes
- Worst rolling 3Y
- -2.3%
- 1424 daily-ending windows
- Median rolling 3Y
- +17.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 930 daily-ending windows
- SIP 3Y XIRR
- -1.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 71 recovered episodes
- Longest recovery
- 315 days
- Trough to prior peak
- Current spell
- 718 days
- Days below latest peak
- Time below peak
- +91%
- NAV observations
23 Jan 2018 – 2 Feb 2021
Trough 24 Mar 2020 · recovered in 315 days
-42.2%
27 Sept 2024 – open
Trough 3 Mar 2025 · not recovered
-23.1%
9 Nov 2021 – 13 Sept 2022
Trough 20 Jun 2022 · recovered in 85 days
-20.4%
14 Dec 2022 – 7 Jun 2023
Trough 28 Mar 2023 · recovered in 71 days
-10.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
20
Vs category
0
Consistency
47
Risk-adjusted
41
Drawdown
0
Mean
22
Portfolio
31 Aug 2026 · 37 holdings · top 10 are 62.5%.
- Top 5
- 38.2%
- Top 10
- 62.5%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Equity
96.2%
Cash
3.8%
Sectors
Financial
33.9%
Materials
24.9%
Industrials
14.1%
Consumer Discretionary
9.1%
Energy & Utilities
9.0%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
No supporting reads in the current evidence set.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas Innovation Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +9.0%
- 3Y
- n/a
- Vol
- 15.9%
- Max DD
- -22.3%
- Sharpe
- 0.60
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Technology Fund
Franklin Templeton Mutual Fund
- 1Y
- -8.9%
- 3Y
- +8.7%
- Vol
- 16.6%
- Max DD
- -30.7%
- Sharpe
- 0.73
- 3Y win
- +59%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
ICICI Prudential Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.8%
- Vol
- 12.6%
- Max DD
- -16.7%
- Sharpe
- 0.67
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Motilal Oswal Active Momentum Fund
Motilal Oswal Mutual Fund
- 1Y
- +25.5%
- 3Y
- n/a
- Vol
- 17.1%
- Max DD
- -16.6%
- Sharpe
- 1.25
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns