HealthyDirect · Growth
HDFC Short Term Fund
HDFC Mutual FundIncome/Debt Oriented Schemes - Short Term Fund13.7 years
- NAV
- 35.3658
- 15 Sept 2026
- 1Y
- +5.8%
- Trailing CAGR
- AUM
- ₹14,486.07 Cr
- 31 Aug 2026
- Volatility
- Low
- 1.3% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.8%
- 3Y+7.5%
- 5Y+6.6%
- 10Y+7.4%
- SI+7.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+5.6%
- 3Y+7.0%
- 5Y+7.2%
- 10Y+7.2%
- Since inception
- +7.9%
- Calendar-day CAGR
- Excess 1Y
- +0.1%
- Category median, same plan and option
- 3Y win rate
- +66%
- Windows beating the median
- 3Y percentile
- 56
- Vs comparable share classes
- Worst rolling 3Y
- +5.2%
- 2589 daily-ending windows
- Median rolling 3Y
- +7.9%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2107 daily-ending windows
- SIP 3Y XIRR
- +7.0%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 323 recovered episodes
- Longest recovery
- 61 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +35%
- NAV observations
6 Mar 2020 – 31 Mar 2020
Trough 24 Mar 2020 · recovered in 7 days
-2.7%
15 Jul 2013 – 18 Sept 2013
Trough 19 Aug 2013 · recovered in 30 days
-2.2%
31 Mar 2020 – 20 Apr 2020
Trough 9 Apr 2020 · recovered in 11 days
-1.0%
5 Apr 2022 – 6 Jul 2022
Trough 6 May 2022 · recovered in 61 days
-0.9%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
56
Vs category
50
Consistency
66
Risk-adjusted
100
Drawdown
93
Mean
73
Portfolio
31 Aug 2026 · 144 holdings · top 10 are 23.4%.
- Top 5
- 13.7%
- Top 10
- 23.4%
- Largest holding
- 3.2%
- Effective holdings
- 83.8
Net Current Assets
Unspecified
3.2%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
Consumer Staples
3.0%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
2.7%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
Industrials
2.4%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
Unspecified
2.4%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 66% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Mahindra Manulife Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +5.8%
- 3Y
- +7.7%
- Vol
- 0.9%
- Max DD
- -1.1%
- Sharpe
- 1.51
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Axis Short Term Fund
Axis Mutual Fund
- 1Y
- +5.9%
- 3Y
- +7.7%
- Vol
- 1.5%
- Max DD
- -2.6%
- Sharpe
- 1.92
- 3Y win
- +97%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility
Nippon India Short Term Fund
Nippon India Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.6%
- Vol
- 1.4%
- Max DD
- -2.9%
- Sharpe
- 1.94
- 3Y win
- +72%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Bandhan Short Term Fund
Bandhan Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.7%
- Vol
- 1.5%
- Max DD
- -2.5%
- Sharpe
- 1.75
- 3Y win
- +38%
- Shallower drawdown
- Higher trailing returns
Caveat: Higher volatility
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)
Baroda BNP Paribas Mutual Fund
- 1Y
- +5.7%
- 3Y
- +7.5%
- Vol
- 1.2%
- Max DD
- -2.1%
- Sharpe
- 2.20
- 3Y win
- +63%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns