HealthyDirect · GrowthFit for a long SIP
Helios Large & Mid Cap Fund
Helios Mutual FundEquity Schemes - Large & Mid Cap Fund2 years
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of large cap and mid cap companies.
- NAV
- 11.08
- 29 Oct 2026
- 1Y
- -2.2%
- Trailing CAGR
- AUM
- ₹1,462.61 Cr
- 30 Sept 2026
- Volatility
- Medium
- 15.9% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
In three lines
Fits if · The fund beat the category median in 98% of rolling 1-year windows.
Buy checklist
History depth
Fail
2.0 years - thin for judging consistency.
Engine status
Pass
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Expense ratio
Pass
1.02% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -18.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Pass
Alok Bahl · 2.1 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.6% of the portfolio.
Evidence supports a shortlist - confirm with peers before you buy elsewhere.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 18%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.2%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+6.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.5%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- +6.0%
- Calendar-day CAGR
- Excess 1Y
- +2.4%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -18.0%
- Worst peak-to-trough
- Current
- -6.9%
- Below last peak
- Current spell
- 65 days
- Days below latest peak
- Time below peak
- +89%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 14 days
- 22 recovered episodes
- Longest recovery
- 119 days
- Trough to prior peak
16 Dec 2024 – 27 Jun 2025
Trough 28 Feb 2025 · recovered in 119 days
-18.0%
17 Nov 2025 – 18 Jun 2026
Trough 30 Mar 2026 · recovered in 80 days
-14.8%
25 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-10.5%
23 Jul 2025 – 20 Aug 2025
Trough 8 Aug 2025 · recovered in 12 days
-3.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
17
Vs category
65
Consistency
98
Risk-adjusted
29
Drawdown
55
Mean
53
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Healthy
Buying stance
Fit for a long SIP
Evidence supports keeping this on a shortlist for a multi-year equity SIP.
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 98% of rolling 1-year windows.
Portfolio
30 Sept 2026 · 60 holdings · top 10 are 35.6%.
- Top 5
- 21.4%
- Top 10
- 35.6%
- Largest holding
- 4.9%
- Effective holdings
- 43.2
One 97 Communications Ltd
Industrials
4.9%
HDFC Bank Ltd
Financial
4.4%
Adani Ports and Special Economic Zone Ltd
Industrials
4.3%
Zomato Ltd
Technology
4.0%
ICICI Bank Ltd
Financial
3.9%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
23 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Axis Large & Mid Cap Fund
Axis Mutual Fund
- 1Y
- -0.3%
- 3Y
- +14.9%
- Vol
- 14.6%
- Max DD
- -31.9%
- Sharpe
- 0.81
- 3Y win
- +50%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Invesco India Large & Mid Cap Fund
Invesco Mutual Fund
- 1Y
- +0.8%
- 3Y
- +21.3%
- Vol
- 15.9%
- Max DD
- -35.3%
- Sharpe
- 0.74
- 3Y win
- +42%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Kotak Large & Mid Cap Fund
Kotak Mahindra Mutual Fund
- 1Y
- -5.9%
- 3Y
- +12.7%
- Vol
- 15.3%
- Max DD
- -36.0%
- Sharpe
- 0.67
- 3Y win
- +37%
- Lower volatility
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
WhiteOak Capital Large & Mid Cap Fund
WhiteOak Capital Mutual Fund
- 1Y
- -2.5%
- 3Y
- n/a
- Vol
- 14.5%
- Max DD
- -16.0%
- Sharpe
- 0.43
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Lower TER
Caveat: Lower trailing returns
Bajaj Finserv Large & Mid Cap Fund
Bajaj Finserv Mutual Fund
- 1Y
- -5.2%
- 3Y
- n/a
- Vol
- 13.4%
- Max DD
- -16.2%
- Sharpe
- 0.15
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns