MonitorDirect · Growth
HSBC Consumption Fund
- NAV
- 15.6727
- 15 Sept 2026
- 1Y
- +0.9%
- Trailing CAGR
- AUM
- ₹1,761.84 Cr
- 31 Aug 2026
- Volatility
- Medium
- 14.9% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+0.9%
- 3Y+16.0%
- 5Yn/a
- 10Yn/a
- SI+15.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+9.6%
- 3Y+9.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +15.9%
- Calendar-day CAGR
- Excess 1Y
- -4.1%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 50
- Vs comparable share classes
- Worst rolling 3Y
- +16.0%
- 7 daily-ending windows
- Median rolling 3Y
- +16.9%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +9.6%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 19 days
- 36 recovered episodes
- Longest recovery
- 529 days
- Trough to prior peak
- Current spell
- 20 days
- Days below latest peak
- Time below peak
- +84%
- NAV observations
23 Sept 2024 – 11 Aug 2026
Trough 28 Feb 2025 · recovered in 529 days
-21.2%
26 Feb 2024 – 1 Apr 2024
Trough 13 Mar 2024 · recovered in 19 days
-6.1%
17 May 2024 – 6 Jun 2024
Trough 4 Jun 2024 · recovered in 2 days
-4.8%
26 Aug 2026 – open
Trough 15 Sept 2026 · not recovered
-4.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
50
Vs category
24
Consistency
78
Risk-adjusted
62
Drawdown
47
Mean
52
Portfolio
31 Aug 2026 · 52 holdings · top 10 are 41.8%.
- Top 5
- 26.2%
- Top 10
- 41.8%
- Largest holding
- 6.7%
- Effective holdings
- 35.1
Zomato Ltd
Technology
6.7%
Bharti Airtel Ltd
Technology
5.3%
Radico Khaitan Ltd
Consumer Staples
4.8%
Titan Company Ltd
Consumer Discretionary
4.4%
Maruti Suzuki India Ltd
Consumer Discretionary
4.4%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Consumption Fund
Axis Mutual Fund
- 1Y
- -8.2%
- 3Y
- n/a
- Vol
- 13.9%
- Max DD
- -20.1%
- Sharpe
- -0.66
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Bandhan Multi-Factor Fund
Bandhan Mutual Fund
- 1Y
- -5.7%
- 3Y
- n/a
- Vol
- 13.0%
- Max DD
- -13.7%
- Sharpe
- -0.67
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
DSP Business Cycle Fund
DSP Mutual Fund
- 1Y
- 0.0%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -14.8%
- Sharpe
- -0.24
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Higher TER · Lower trailing returns
HSBC India Export Opportunities Fund
HSBC Mutual Fund
- 1Y
- +18.3%
- 3Y
- n/a
- Vol
- 15.9%
- Max DD
- -20.5%
- Sharpe
- 0.29
- 3Y win
- n/a
- Shallower drawdown
- Higher trailing returns
Caveat: Higher volatility
UTI Quant Fund
UTI Mutual Fund
- 1Y
- -4.4%
- 3Y
- n/a
- Vol
- 13.9%
- Max DD
- -14.5%
- Sharpe
- -0.18
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns