MonitorPlan n/a · Option n/aWatch before adding
HSBC Short Term Fund
HSBC Mutual FundIncome/Debt Oriented Schemes - Short Term Fund3.9 years
- NAV
- 11.0258
- 27 Oct 2026
- 1Y
- -0.9%
- Trailing CAGR
- AUM
- ₹9.02 Cr
- 30 Jun 2026
- Volatility
- Low
- 2.4% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 27 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios) if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Watch
3.9 years - usable, still building a track record.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -2.2%. Ask whether you can hold through a similar fall.
Vs category
Fail
0th percentile on 3Y returns in category.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-0.9%
- 3Y-0.1%
- 5Yn/a
- 10Yn/a
- SI-0.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-0.6%
- 3Y-0.2%
- 5Yn/a
- 10Yn/a
- Since inception
- -0.1%
- Calendar-day CAGR
- Excess 1Y
- -5.3%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- -0.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -0.4%
- 221 daily-ending windows
- Median rolling 3Y
- -0.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -2.2%
- Worst peak-to-trough
- Current
- -1.9%
- Below last peak
- Current spell
- 551 days
- Days below latest peak
- Time below peak
- +97%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 90 days
- 7 recovered episodes
- Longest recovery
- 548 days
- Trough to prior peak
24 Apr 2025 – open
Trough 21 May 2026 · not recovered
-2.2%
25 Apr 2023 – 9 Apr 2025
Trough 9 Oct 2023 · recovered in 548 days
-1.1%
27 Mar 2023 – 21 Apr 2023
Trough 28 Mar 2023 · recovered in 24 days
-0.8%
26 Dec 2022 – 20 Mar 2023
Trough 30 Jan 2023 · recovered in 49 days
-0.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
17
Consistency
n/a
Risk-adjusted
0
Drawdown
95
Mean
28
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Baroda BNP Paribas Short Term Fund (the scheme has 2 segregated portfolios)
Baroda BNP Paribas Mutual Fund
- 1Y
- +4.5%
- 3Y
- +7.3%
- Vol
- 1.2%
- Max DD
- -2.1%
- Sharpe
- 1.62
- 3Y win
- +63%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Canara Robeco Short Term Fund
Canara Robeco Mutual Fund
- 1Y
- +4.4%
- 3Y
- +6.8%
- Vol
- 1.3%
- Max DD
- -2.2%
- Sharpe
- 0.97
- 3Y win
- +15%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Groww Short Term Fund
Groww Mutual Fund
- 1Y
- +4.9%
- 3Y
- +7.4%
- Vol
- 1.0%
- Max DD
- -1.2%
- Sharpe
- 1.52
- 3Y win
- +33%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Mahindra Manulife Short Term Fund
Mahindra Manulife Mutual Fund
- 1Y
- +4.7%
- 3Y
- +7.4%
- Vol
- 0.9%
- Max DD
- -1.1%
- Sharpe
- 0.59
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
Sundaram Short Term Fund (Formerly Known as Sundaram Short Duration Fund)
Sundaram Mutual Fund
- 1Y
- +4.6%
- 3Y
- +7.3%
- Vol
- 0.9%
- Max DD
- -0.7%
- Sharpe
- 0.79
- 3Y win
- +43%
- Lower volatility
- Shallower drawdown
- Higher trailing returns