ReviewDirect · Growth
ICICI Prudential Banking & Financial Services Fund
ICICI Prudential Mutual FundEquity Scheme - Sectoral/ Thematic13.7 years
The scheme seeks to maximize long term capital gains by investing in equity and equity related securities of banking, financial and non-banking financial companies that form a part of Banking and Financial Services Industry. A large share of the assets of the scheme will be invested in the stocks comprising the benchmark, BSE Bankex Index.
- NAV
- 144.67
- 15 Sept 2026
- 1Y
- -3.6%
- Trailing CAGR
- AUM
- ₹11,330.58 Cr
- 31 Aug 2026
- Volatility
- High
- 19.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-3.6%
- 3Y+8.3%
- 5Y+9.2%
- 10Y+11.9%
- SI+14.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-7.4%
- 3Y+4.1%
- 5Y+8.8%
- 10Y+11.3%
- Since inception
- +14.2%
- Calendar-day CAGR
- Excess 1Y
- -9.9%
- Category median, same plan and option
- 3Y win rate
- +45%
- Windows beating the median
- 3Y percentile
- 18
- Vs comparable share classes
- Worst rolling 3Y
- -10.5%
- 2637 daily-ending windows
- Median rolling 3Y
- +15.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2144 daily-ending windows
- SIP 3Y XIRR
- +4.1%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 138 recovered episodes
- Longest recovery
- 315 days
- Trough to prior peak
- Current spell
- 252 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
16 Jan 2020 – 2 Feb 2021
Trough 24 Mar 2020 · recovered in 315 days
-47.8%
15 Jan 2013 – 27 Mar 2014
Trough 28 Aug 2013 · recovered in 211 days
-29.2%
27 Jan 2015 – 30 Jun 2016
Trough 25 Feb 2016 · recovered in 126 days
-27.6%
26 Oct 2021 – 28 Nov 2022
Trough 20 Jun 2022 · recovered in 161 days
-20.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
18
Vs category
0
Consistency
52
Risk-adjusted
51
Drawdown
0
Mean
24
Portfolio
31 Aug 2026 · 59 holdings · top 10 are 64.1%.
- Top 5
- 49.6%
- Top 10
- 64.1%
- Largest holding
- 14.1%
- Effective holdings
- 15.8
ICICI Bank Ltd
Financial
14.1%
HDFC Bank Ltd
Financial
12.1%
Kotak Mahindra Bank Ltd
Financial
9.4%
Axis Bank Ltd
Financial
8.9%
State Bank of India
Financial
5.1%
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
11 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
10 Sept 2026
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Sept 2026
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 15 Sept 2026
Review
Engine status
Review
Closer look
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 59% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Aditya Birla Sun Life Transportation and Logistics Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +13.3%
- 3Y
- n/a
- Vol
- 18.1%
- Max DD
- -28.2%
- Sharpe
- 0.91
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Baroda BNP Paribas Innovation Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +9.0%
- 3Y
- n/a
- Vol
- 15.9%
- Max DD
- -22.3%
- Sharpe
- 0.60
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Edelweiss Recently Listed IPO Fund
Edelweiss Mutual Fund
- 1Y
- +18.0%
- 3Y
- +17.3%
- Vol
- 18.7%
- Max DD
- -32.3%
- Sharpe
- 0.62
- 3Y win
- +48%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Franklin India Technology Fund
Franklin Templeton Mutual Fund
- 1Y
- -8.9%
- 3Y
- +8.7%
- Vol
- 16.6%
- Max DD
- -30.7%
- Sharpe
- 0.73
- 3Y win
- +59%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns