ReviewPlan n/a · Option n/aPrefer peers first
ICICI Prudential Fixed Maturity Plan-Series 63-3 Year Plan M
ICICI Prudential Mutual FundClose Ended Schemes(Income14.4 years
- NAV
- 10.4976
- 8 Jun 2015
- 1Y
- -3.8%
- Trailing CAGR
- AUM
- ₹5.65 Cr
- 30 Jun 2015
- Volatility
- Low
- 7.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 8 Jun 2015
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Prefer peers if · Prefer DSP FMP Series - 267 - 1172 Days if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
14.4 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -10.2%. Ask whether you can hold through a similar fall.
Vs category
Fail
5th percentile on 3Y returns in category.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-3.8%
- 3Y+1.5%
- 5Yn/a
- 10Yn/a
- SI+1.6%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+0.0%
- 3Y+0.6%
- 5Yn/a
- 10Yn/a
- Since inception
- +1.6%
- Calendar-day CAGR
- Excess 1Y
- -10.8%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- 5
- Vs comparable share classes
- SIP 3Y XIRR
- +0.6%
- Simulated monthly SIP
- Worst rolling 3Y
- +1.5%
- 1 daily-ending windows
- Median rolling 3Y
- +1.5%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -10.2%
- Worst peak-to-trough
- Current
- -5.8%
- Below last peak
- Current spell
- 256 days
- Days below latest peak
- Time below peak
- +72%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 13 days
- 25 recovered episodes
- Longest recovery
- 241 days
- Trough to prior peak
25 Sept 2014 – open
Trough 26 Sept 2014 · not recovered
-10.2%
30 Jan 2013 – 17 Apr 2014
Trough 19 Aug 2013 · recovered in 241 days
-7.4%
4 Aug 2014 – 27 Aug 2014
Trough 6 Aug 2014 · recovered in 21 days
-0.5%
22 Oct 2012 – 12 Nov 2012
Trough 1 Nov 2012 · recovered in 11 days
-0.2%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
5
Vs category
0
Consistency
3
Risk-adjusted
0
Drawdown
74
Mean
17
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Long-term category-relative performance remains stronger than the most recent rolling 1-year windows, which have deteriorated across multiple periods.
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Three-year return sits below the 25th percentile of comparable share classes.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
8 Jun 2015
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
DSP FMP Series - 267 - 1172 Days
DSP Mutual Fund
- 1Y
- +6.1%
- 3Y
- +7.1%
- Vol
- 0.9%
- Max DD
- -0.5%
- Sharpe
- 1.43
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC FMP 1190D January 2019 (1)
HDFC Mutual Fund
- 1Y
- +4.2%
- 3Y
- +7.6%
- Vol
- 1.6%
- Max DD
- -2.3%
- Sharpe
- 1.31
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC FMP 1224D December 2018 (1)
HDFC Mutual Fund
- 1Y
- +4.1%
- 3Y
- +7.5%
- Vol
- 1.7%
- Max DD
- -2.1%
- Sharpe
- 1.25
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
HDFC FMP 3360D March 2014 (1)
HDFC Mutual Fund
- 1Y
- +6.1%
- 3Y
- +4.8%
- Vol
- 2.7%
- Max DD
- -3.9%
- Sharpe
- 0.45
- 3Y win
- +63%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
ICICI Prudential Fixed Maturity Plan - Series 80 - 1125 Days Plan S
ICICI Prudential Mutual Fund
- 1Y
- +8.4%
- 3Y
- +8.0%
- Vol
- 0.8%
- Max DD
- -0.3%
- Sharpe
- 2.60
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns