ReviewPlan n/a · Option n/aPrefer peers first
ICICI Prudential Gilt Fund Investment Plan PF Option
ICICI Prudential Mutual FundGilt13.5 years
- NAV
- 10.9255
- 25 May 2018
- 1Y
- -2.7%
- Trailing CAGR
- AUM
- ₹3.51 Cr
- 30 Jun 2018
- Volatility
- Medium
- 9.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 25 May 2018
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Watch if · Risk-adjusted return (Sharpe) is negative over the available daily history.
Prefer peers if · Prefer ICICI Prudential Gilt Fund Treasury Plan PF Option if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
13.5 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -13.0%. Ask whether you can hold through a similar fall.
Vs category
Watch
46% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-2.7%
- 3Y+1.4%
- 5Y-0.5%
- 10Yn/a
- SI+0.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-2.8%
- 3Y-0.2%
- 5Y+0.2%
- 10Yn/a
- Since inception
- +0.2%
- Calendar-day CAGR
- Excess 1Y
- -6.9%
- Category median, same plan and option
- 3Y win rate
- +46%
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- -0.2%
- Simulated monthly SIP
- Worst rolling 3Y
- -3.3%
- 502 daily-ending windows
- Median rolling 3Y
- +1.1%
- Calendar-day CAGR
- Positive rolling 5Y
- +24%
- 17 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -13.0%
- Worst peak-to-trough
- Current
- -8.0%
- Below last peak
- Current spell
- 609 days
- Days below latest peak
- Time below peak
- +96%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 72 days
- 13 recovered episodes
- Longest recovery
- 454 days
- Trough to prior peak
4 Mar 2015 – 8 Sept 2016
Trough 12 Jun 2015 · recovered in 454 days
-13.0%
27 May 2013 – 5 Jun 2014
Trough 19 Aug 2013 · recovered in 290 days
-12.6%
23 Sept 2016 – open
Trough 22 Feb 2018 · not recovered
-10.4%
22 Sept 2014 – 15 Jan 2015
Trough 30 Sept 2014 · recovered in 107 days
-9.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
21
Vs category
7
Consistency
26
Risk-adjusted
0
Drawdown
68
Mean
24
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.