MonitorRegular · IDCWWatch before adding
ICICI Prudential Short Term Fund - Div. Option
ICICI Prudential Mutual FundDebt Scheme - Short Duration Fund20.6 years
- NAV
- 12.0167
- 29 Oct 2026
- 1Y
- -1.0%
- Trailing CAGR
- AUM
- ₹35.63 Cr
- 30 Jun 2026
- Volatility
- Low
- 2.7% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Peak-to-trough drawdown has stayed shallower than 15%.
Prefer peers if · Prefer Aditya Birla Sun Life Short Term Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
20.6 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -6.0%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / payout
Watch
IDCW pays out and usually slows compounding. Growth is the default for multi-year wealth jobs.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
Regular plan drag
Regular TER compounds against you on long SIPs. Prefer the Direct Growth class of the same scheme when you buy.
IDCW vs Growth
IDCW pays out and usually slows compounding. For multi-year wealth jobs, Growth is the default FA stance.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-1.0%
- 3Y-0.2%
- 5Y-0.1%
- 10Y-0.2%
- SI+0.5%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-1.2%
- 3Y-0.6%
- 5Y-0.3%
- 10Y-0.2%
- Since inception
- +0.5%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- -0.6%
- Simulated monthly SIP
- Worst rolling 3Y
- -1.4%
- 4230 daily-ending windows
- Median rolling 3Y
- +0.3%
- Calendar-day CAGR
- Positive rolling 5Y
- +66%
- 3745 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -6.0%
- Worst peak-to-trough
- Current
- -4.4%
- Below last peak
- Current spell
- 3626 days
- Days below latest peak
- Time below peak
- +97%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 53 days
- 42 recovered episodes
- Longest recovery
- 520 days
- Trough to prior peak
24 Nov 2016 – open
Trough 26 Mar 2020 · not recovered
-6.0%
21 May 2013 – 21 Jan 2015
Trough 19 Aug 2013 · recovered in 520 days
-5.1%
22 Apr 2009 – 21 Nov 2011
Trough 3 Feb 2011 · recovered in 291 days
-2.7%
5 Jan 2009 – 21 Apr 2009
Trough 5 Feb 2009 · recovered in 75 days
-2.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
16
Vs category
n/a
Consistency
n/a
Risk-adjusted
0
Drawdown
85
Mean
34
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
- Peak-to-trough drawdown has stayed shallower than 15%.
No holdings or recent changes on file for this scheme yet.
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life Short Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +4.6%
- 3Y
- +7.4%
- Vol
- 1.6%
- Max DD
- -2.7%
- Sharpe
- 1.53
- 3Y win
- +91%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
DSP Short Term Fund
DSP Mutual Fund
- 1Y
- +4.0%
- 3Y
- +7.0%
- Vol
- 1.4%
- Max DD
- -2.8%
- Sharpe
- 1.27
- 3Y win
- +2%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
ICICI Prudential Short Term Fund
ICICI Prudential Mutual Fund
- 1Y
- +4.9%
- 3Y
- +7.4%
- Vol
- 1.6%
- Max DD
- -3.4%
- Sharpe
- 1.50
- 3Y win
- +95%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
JM Short Term Fund..
JM Financial Mutual Fund
- 1Y
- +4.3%
- 3Y
- +7.0%
- Vol
- 0.9%
- Max DD
- -0.5%
- Sharpe
- 0.98
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns
TRUSTMF Short Duration Fund
Trust Mutual Fund
- 1Y
- +4.5%
- 3Y
- +7.0%
- Vol
- 0.9%
- Max DD
- -1.1%
- Sharpe
- 0.28
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns