MonitorDirect · GrowthWatch before adding
JioBlackRock Nifty 50 Index Fund
Jio BlackRock Mutual FundIndex Funds - Equity Funds1.2 years
The scheme seeks to passive investment in equity and equity related securities replicating the composition of Nifty 50 Index, subject to tracking errors.
- NAV
- 9.3576
- 30 Oct 2026
- 1Y
- -10.1%
- Trailing CAGR
- Upside capture
- +100%
- Vs NIFTY 50 TRI
- Downside capture
- +100%
- Lower is better
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 30 Oct 2026
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
Fits if · Risk-adjusted return (Sharpe) is negative over the available daily history.
Prefer peers if · Prefer Aditya Birla Sun Life BSE 500 Quality 50 Index Fund if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Fail
1.2 years - thin for judging consistency.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
Pass
0.22% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -15.1%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Anand Shah · 1.2 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 52.4% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 15%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-10.1%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-5.4%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y-8.4%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -5.4%
- Calendar-day CAGR
- Excess 1Y
- -3.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Official benchmark
Date-aligned against NIFTY 50 TRI. Capture ratios use common month-end observations through 30 Oct 2026.
- 1Y excess
- -0.1%
- Fund minus TRI
- 3Y excess
- n/a
- Fund minus TRI
- Upside capture
- +100%
- Benchmark-up months
- Downside capture
- +100%
- Lower is better
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -15.1%
- Worst peak-to-trough
- Current
- -11.6%
- Below last peak
- Current spell
- 301 days
- Days below latest peak
- Time below peak
- +94%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 9 days
- 8 recovered episodes
- Longest recovery
- 23 days
- Trough to prior peak
2 Jan 2026 – open
Trough 30 Mar 2026 · not recovered
-15.1%
18 Sept 2025 – 16 Oct 2025
Trough 30 Sept 2025 · recovered in 16 days
-3.2%
25 Aug 2025 – 10 Sept 2025
Trough 29 Aug 2025 · recovered in 12 days
-2.2%
29 Oct 2025 – 19 Nov 2025
Trough 7 Nov 2025 · recovered in 12 days
-2.1%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
25
Consistency
0
Risk-adjusted
0
Drawdown
62
Mean
18
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Recent return trails the category median by 3 percentage points or more, with a weak rolling win rate.
- Risk-adjusted return (Sharpe) is negative over the available daily history.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 51 holdings · top 10 are 52.4%.
- Top 5
- 36.4%
- Top 10
- 52.4%
- Largest holding
- 10.4%
- Effective holdings
- 24.3
HDFC Bank Ltd
Financial
10.4%
ICICI Bank Ltd
Financial
9.1%
Reliance Industries Ltd
Energy & Utilities
7.6%
Bharti Airtel Ltd
Technology
5.1%
Larsen & Toubro Ltd
Industrials
4.2%
What changed
DECISION
Status moved from MONITOR to REVIEW.
27 Oct 2026
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Aditya Birla Sun Life BSE 500 Quality 50 Index Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- -4.2%
- 3Y
- n/a
- Vol
- 13.6%
- Max DD
- -11.4%
- Sharpe
- -0.34
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Groww Nifty Next 50 Index Fund
Groww Mutual Fund
- 1Y
- -2.8%
- 3Y
- n/a
- Vol
- 16.6%
- Max DD
- -14.3%
- Sharpe
- -0.18
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
JioBlackRock Nifty Midcap 150 Index Fund
Jio BlackRock Mutual Fund
- 1Y
- -4.6%
- 3Y
- n/a
- Vol
- 15.9%
- Max DD
- -14.0%
- Sharpe
- -0.38
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Axis Nifty 500 Index Fund
Axis Mutual Fund
- 1Y
- -7.6%
- 3Y
- n/a
- Vol
- 14.0%
- Max DD
- -18.6%
- Sharpe
- -0.48
- 3Y win
- n/a
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life Nifty 50 Equal Weight index Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- -5.1%
- 3Y
- +11.3%
- Vol
- 13.7%
- Max DD
- -18.0%
- Sharpe
- 0.46
- 3Y win
- +15%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown · Higher TER