MonitorDirect · Growth
JM Dynamic Term Fund
JM Financial Mutual FundIncome/Debt Oriented Schemes - Dynamic Term Fund13.7 years
- NAV
- 46.4066
- 15 Sept 2026
- 1Y
- +4.2%
- Trailing CAGR
- AUM
- ₹53.12 Cr
- 31 Jul 2026
- Volatility
- Low
- 1.4% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.2%
- 3Y+6.9%
- 5Y+6.0%
- 10Y+6.7%
- SI+7.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.0%
- 3Y+5.9%
- 5Y+6.3%
- 10Y+6.3%
- Since inception
- +7.3%
- Calendar-day CAGR
- Excess 1Y
- -1.1%
- Category median, same plan and option
- 3Y win rate
- +29%
- Windows beating the median
- 3Y percentile
- 40
- Vs comparable share classes
- Worst rolling 3Y
- +4.6%
- 2590 daily-ending windows
- Median rolling 3Y
- +7.5%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2106 daily-ending windows
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 5 days
- 197 recovered episodes
- Longest recovery
- 76 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +31%
- NAV observations
6 Mar 2020 – 20 Apr 2020
Trough 24 Mar 2020 · recovered in 27 days
-3.0%
28 May 2025 – 6 Oct 2025
Trough 26 Aug 2025 · recovered in 41 days
-1.2%
5 Jan 2021 – 19 Apr 2021
Trough 2 Feb 2021 · recovered in 76 days
-1.1%
11 Mar 2026 – 7 May 2026
Trough 2 Apr 2026 · recovered in 35 days
-1.0%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
40
Vs category
43
Consistency
35
Risk-adjusted
100
Drawdown
93
Mean
62
Portfolio
31 Jul 2026 · 17 holdings · top 10 are 80.3%.
- Top 5
- 49.0%
- Top 10
- 80.3%
- Largest holding
- 13.3%
- Effective holdings
- 12.8
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
Entities
13.3%
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
Entities
12.2%
REC LIMITED SERIES 192 7.50 BD 28FB30 FVRS10LAC
Financial
8.5%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
7.5%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC
Financial
7.5%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
No status reasons yet. History is still thin.
Supporting reads
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
360 ONE Dynamic Term Fund
360 ONE Mutual Fund
- 1Y
- +5.7%
- 3Y
- +8.0%
- Vol
- 2.7%
- Max DD
- -8.0%
- Sharpe
- 0.80
- 3Y win
- +42%
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
ITI Dynamic Term Fund
ITI Mutual Fund
- 1Y
- +2.9%
- 3Y
- +6.2%
- Vol
- 1.6%
- Max DD
- -1.8%
- Sharpe
- 0.44
- 3Y win
- +35%
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Higher volatility · Lower trailing returns
Aditya Birla Sun Life Dynamic Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +5.6%
- 3Y
- +7.6%
- Vol
- 3.4%
- Max DD
- -7.5%
- Sharpe
- 0.71
- 3Y win
- +51%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Axis Dynamic Term Fund
Axis Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.4%
- Vol
- 3.3%
- Max DD
- -7.1%
- Sharpe
- 0.93
- 3Y win
- +77%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
BANDHAN Dynamic Term Fund
Bandhan Mutual Fund
- 1Y
- +7.3%
- 3Y
- +7.7%
- Vol
- 3.8%
- Max DD
- -7.0%
- Sharpe
- 0.80
- 3Y win
- +58%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown