Insufficient historyDirect · GrowthToo thin to judge
JM Multi Asset Allocation Fund
JM Financial Mutual FundHybrid Schemes - Multi Asset Allocation Fund0.3 years
The schemes seeks to provide long term capital appreciation and generate income by investing in instruments across multiple asset classes viz. Equity, Debt, Gold/silver related instruments and other exchange traded commodity derivatives.
- NAV
- 9.8158
- 29 Oct 2026
- 1Y
- n/a
- Trailing CAGR
- AUM
- ₹167.15 Cr
- 30 Sept 2026
- Volatility
- Medium
- 9.8% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 29 Oct 2026
Stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
In three lines
Watch if · History is short. Lean on older peers or a low-cost index until more evidence lands.
Prefer peers if · Compare WhiteOak Capital Multi Asset Allocation Fund - it has enough history to inspect beside this fund.
Buy checklist
History depth
Fail
0.3 years - thin for judging consistency.
Engine status
n/a
History is short. Lean on older peers or a low-cost index until more evidence lands.
Expense ratio
Pass
1.04% TER (Direct). Lower cost compounds on long SIPs.
Drawdown vs peers
Pass
Peak-to-trough -8.8%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
Watch
Satish Ramanathan · 0.3 years on the scheme.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 35.6% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
Drawdown rehearsal
This scheme’s worst fall on file is about 9%. Before you SIP, ask whether you would keep contributing through a similar drop - pausing on fear is the usual India MF failure mode.
SIP discipline
If you start a SIP here, diary a 90-day check and an annual review - don’t react to every NAV print.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI-5.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Yn/a
- 3Yn/a
- 5Yn/a
- 10Yn/a
- Since inception
- -5.9%
- Calendar-day CAGR
- Excess 1Y
- n/a
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- n/a
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -8.8%
- Worst peak-to-trough
- Current
- -6.7%
- Below last peak
- Current spell
- 64 days
- Days below latest peak
- Time below peak
- +77%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 1 days
- 6 recovered episodes
- Longest recovery
- 3 days
- Trough to prior peak
26 Aug 2026 – open
Trough 23 Oct 2026 · not recovered
-8.8%
20 Jul 2026 – 27 Jul 2026
Trough 24 Jul 2026 · recovered in 3 days
-0.9%
13 Aug 2026 – 20 Aug 2026
Trough 19 Aug 2026 · recovered in 1 days
-0.4%
29 Jul 2026 – 31 Jul 2026
Trough 30 Jul 2026 · recovered in 1 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
n/a
Vs category
n/a
Consistency
n/a
Risk-adjusted
0
Drawdown
78
Mean
n/a
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Insufficient history
Buying stance
Too thin to judge
History is short. Lean on older peers or a low-cost index until more evidence lands.
Why this status
No status reasons yet. History is still thin.
Supporting reads
No supporting reads in the current evidence set.
Portfolio
30 Sept 2026 · 55 holdings · top 10 are 35.6%.
- Top 5
- 20.9%
- Top 10
- 35.6%
- Largest holding
- 6.8%
- Effective holdings
- 41.0
Tata Gold ETF - Growth
Unspecified
6.8%
DSP Gold ETF - Growth
Unspecified
4.3%
Repo
Unspecified
3.7%
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC
Financial
3.0%
Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027
Financial
3.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
WhiteOak Capital Multi Asset Allocation Fund
WhiteOak Capital Mutual Fund
- 1Y
- +6.0%
- 3Y
- +16.1%
- Vol
- 5.6%
- Max DD
- -6.1%
- Sharpe
- 1.58
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Lower TER
DSP Multi Asset Allocation Fund
DSP Mutual Fund
- 1Y
- +4.2%
- 3Y
- +17.3%
- Vol
- 8.9%
- Max DD
- -9.7%
- Sharpe
- 1.27
- 3Y win
- +100%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
HDFC Multi Asset Allocation Fund
HDFC Mutual Fund
- 1Y
- -2.6%
- 3Y
- +11.1%
- Vol
- 8.0%
- Max DD
- -27.1%
- Sharpe
- 0.65
- 3Y win
- +44%
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
Mahindra Manulife Multi Asset Allocation Fund
Mahindra Manulife Mutual Fund
- 1Y
- +3.9%
- 3Y
- n/a
- Vol
- 9.0%
- Max DD
- -9.5%
- Sharpe
- 0.81
- 3Y win
- n/a
- Lower volatility
- Lower TER
Caveat: Deeper drawdown
Mirae Asset Multi Asset Allocation Fund
Mirae Asset Mutual Fund
- 1Y
- +4.1%
- 3Y
- n/a
- Vol
- 8.8%
- Max DD
- -9.1%
- Sharpe
- 0.69
- 3Y win
- n/a
- Lower volatility
- Lower TER
Caveat: Deeper drawdown