HealthyDirect · Growth
Kotak Banking and Financial Services Fund
Kotak Mahindra Mutual FundEquity Scheme - Sectoral/ Thematic3.5 years
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
- NAV
- 16.541
- 15 Sept 2026
- 1Y
- +7.4%
- Trailing CAGR
- AUM
- ₹1,556.24 Cr
- 31 Aug 2026
- Volatility
- Medium
- 15.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+7.4%
- 3Y+12.5%
- 5Yn/a
- 10Yn/a
- SI+15.9%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.4%
- 3Y+9.8%
- 5Yn/a
- 10Yn/a
- Since inception
- +15.9%
- Calendar-day CAGR
- Excess 1Y
- +1.3%
- Category median, same plan and option
- 3Y win rate
- +49%
- Windows beating the median
- 3Y percentile
- 52
- Vs comparable share classes
- Worst rolling 3Y
- +12.5%
- 130 daily-ending windows
- Median rolling 3Y
- +14.8%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
- SIP 3Y XIRR
- +9.8%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 11 days
- 47 recovered episodes
- Longest recovery
- 84 days
- Trough to prior peak
- Current spell
- 205 days
- Days below latest peak
- Time below peak
- +87%
- NAV observations
18 Feb 2026 – open
Trough 30 Mar 2026 · not recovered
-16.7%
26 Sept 2024 – 21 Apr 2025
Trough 27 Jan 2025 · recovered in 84 days
-13.2%
3 Jun 2024 – 14 Jun 2024
Trough 4 Jun 2024 · recovered in 10 days
-8.6%
15 Sept 2023 – 1 Dec 2023
Trough 26 Oct 2023 · recovered in 36 days
-6.8%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
52
Vs category
58
Consistency
54
Risk-adjusted
60
Drawdown
58
Mean
57
Portfolio
31 Aug 2026 · 34 holdings · top 10 are 61.3%.
- Top 5
- 45.1%
- Top 10
- 61.3%
- Largest holding
- 12.9%
- Effective holdings
- 17.9
ICICI Bank Ltd
Financial
12.9%
HDFC Bank Ltd
Financial
9.9%
State Bank of India
Financial
8.5%
Axis Bank Ltd
Financial
7.2%
Bajaj Finance Ltd
Financial
6.2%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 59% of rolling 1-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Kotak Business Cycle Fund
Kotak Mahindra Mutual Fund
- 1Y
- +2.5%
- 3Y
- +14.5%
- Vol
- 12.6%
- Max DD
- -18.4%
- Sharpe
- 0.82
- 3Y win
- +97%
- Lower volatility
- Higher win rate vs category
- Lower TER
- Higher trailing returns
Caveat: Deeper drawdown
Baroda BNP Paribas Energy Opportunities Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +0.7%
- 3Y
- n/a
- Vol
- 13.8%
- Max DD
- -9.7%
- Sharpe
- 0.33
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher TER · Lower trailing returns
ICICI PRUDENTIAL HOUSING OPPORTUNITIES FUND
ICICI Prudential Mutual Fund
- 1Y
- -3.4%
- 3Y
- +9.8%
- Vol
- 12.6%
- Max DD
- -16.7%
- Sharpe
- 0.67
- 3Y win
- +71%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Motilal Oswal Active Momentum Fund
Motilal Oswal Mutual Fund
- 1Y
- +25.5%
- 3Y
- n/a
- Vol
- 17.1%
- Max DD
- -16.6%
- Sharpe
- 1.25
- 3Y win
- n/a
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
Nippon India Innovation Fund
Nippon India Mutual Fund
- 1Y
- +0.2%
- 3Y
- +13.9%
- Vol
- 14.1%
- Max DD
- -21.5%
- Sharpe
- 0.68
- 3Y win
- +100%
- Lower volatility
- Higher win rate vs category
- Higher trailing returns
Caveat: Deeper drawdown