MonitorDirect · Growth
Kotak ELSS Tax Saver Fund
Kotak Mahindra Mutual FundEquity Scheme - ELSS13.7 years
The scheme aims to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as per the prevailing tax laws.
- NAV
- 135.419
- 15 Sept 2026
- 1Y
- +1.6%
- Trailing CAGR
- Upside capture
- +98%
- Vs NIFTY 500 TRI
- Downside capture
- +88%
- Lower is better
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+1.6%
- 3Y+10.7%
- 5Y+11.9%
- 10Y+14.2%
- SI+15.0%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+3.9%
- 3Y+5.9%
- 5Y+11.0%
- 10Y+14.7%
- Since inception
- +15.0%
- Calendar-day CAGR
- Excess 1Y
- +2.2%
- Category median, same plan and option
- 3Y win rate
- +81%
- Windows beating the median
- 3Y percentile
- 71
- Vs comparable share classes
- Worst rolling 3Y
- -4.2%
- 2636 daily-ending windows
- Median rolling 3Y
- +17.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2143 daily-ending windows
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
Official benchmark
Date-aligned against NIFTY 500 TRI. Capture ratios use common month-end observations through 15 Sept 2026.
- 1Y excess
- +1.8%
- Fund minus TRI
- 3Y excess
- +0.7%
- Fund minus TRI
- Upside capture
- +98%
- Benchmark-up months
- Downside capture
- +88%
- Lower is better
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 15 days
- 147 recovered episodes
- Longest recovery
- 254 days
- Trough to prior peak
- Current spell
- 714 days
- Days below latest peak
- Time below peak
- +88%
- NAV observations
7 Feb 2020 – 11 Nov 2020
Trough 23 Mar 2020 · recovered in 233 days
-36.4%
15 Jan 2013 – 9 May 2014
Trough 28 Aug 2013 · recovered in 254 days
-24.2%
7 Aug 2015 – 14 Jul 2016
Trough 29 Feb 2016 · recovered in 136 days
-20.4%
27 Sept 2024 – open
Trough 28 Feb 2025 · not recovered
-19.6%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
71
Vs category
64
Consistency
72
Risk-adjusted
58
Drawdown
9
Mean
55
Portfolio
31 Aug 2026 · 53 holdings · top 10 are 37.9%.
- Top 5
- 24.3%
- Top 10
- 37.9%
- Largest holding
- 6.7%
- Effective holdings
- 38.1
HDFC Bank Ltd
Financial
6.7%
ICICI Bank Ltd
Financial
5.2%
State Bank of India
Financial
5.2%
Bharti Airtel Ltd
Technology
3.4%
Zomato Ltd
Technology
3.1%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Monitor
Engine status
Monitor
Recent evidence
Why this status
- Maximum drawdown exceeded 35%.
Supporting reads
- The fund beat the category median in 81% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Baroda BNP Paribas ELSS Tax Saver Fund
Baroda BNP Paribas Mutual Fund
- 1Y
- +2.9%
- 3Y
- +14.1%
- Vol
- 13.9%
- Max DD
- -17.3%
- Sharpe
- 0.66
- 3Y win
- +99%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher TER
Parag Parikh ELSS Tax Saver Fund
PPFAS Mutual Fund
- 1Y
- -10.8%
- 3Y
- +7.9%
- Vol
- 13.6%
- Max DD
- -29.5%
- Sharpe
- 0.87
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Lower TER
Caveat: Lower trailing returns
Quant ELSS Tax Saver Fund
quant Mutual Fund
- 1Y
- +13.7%
- 3Y
- +14.0%
- Vol
- 17.0%
- Max DD
- -36.1%
- Sharpe
- 0.86
- 3Y win
- +84%
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Higher TER
HDFC Long Term Advantage Plan
HDFC Mutual Fund
- 1Y
- +36.1%
- 3Y
- +21.2%
- Vol
- 16.6%
- Max DD
- -39.6%
- Sharpe
- 0.75
- 3Y win
- +95%
- Higher win rate vs category
- Higher trailing returns
Caveat: Higher volatility · Deeper drawdown
Aditya Birla Sun Life ELSS Tax Saver Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +0.2%
- 3Y
- +10.6%
- Vol
- 14.6%
- Max DD
- -35.1%
- Sharpe
- 0.60
- 3Y win
- +49%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns