ReviewDirect · GrowthPrefer peers first
Kotak FMP Series 189
Kotak Mahindra Mutual FundIncome10.7 years
- NAV
- 1.0654
- 10 May 2019
- 1Y
- -91.4%
- Trailing CAGR
- AUM
- ₹1.52 Cr
- 30 Jun 2019
- Volatility
- n/a
- History still thin
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 10 May 2019
Stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
In three lines
Watch if · Three-year return sits below the 25th percentile of comparable share classes.
Watch if · Maximum drawdown exceeded 35%.
Watch if · Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
Buy checklist
History depth
Pass
10.7 years of path to read.
Engine status
Fail
The live read flags issues. Inspect same-category alternatives before buying.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -92.1%. Ask whether you can hold through a similar fall.
Vs category
Pass
97% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Review does not mean stop the SIP tomorrow - compare peers first. Stopping on a red label often locks in the worst path.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y-91.4%
- 3Y-53.0%
- 5Yn/a
- 10Yn/a
- SI-50.3%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Yn/a
- 3Y-96.1%
- 5Yn/a
- 10Yn/a
- Since inception
- -50.3%
- Calendar-day CAGR
- Excess 1Y
- -99.0%
- Category median, same plan and option
- 3Y win rate
- +97%
- Windows beating the median
- 3Y percentile
- 0
- Vs comparable share classes
- SIP 3Y XIRR
- -96.1%
- Simulated monthly SIP
- Worst rolling 3Y
- -53.0%
- 37 daily-ending windows
- Median rolling 3Y
- +10.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -92.1%
- Worst peak-to-trough
- Current
- -92.1%
- Below last peak
- Current spell
- 18 days
- Days below latest peak
- Time below peak
- +19%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 4 days
- 55 recovered episodes
- Longest recovery
- 25 days
- Trough to prior peak
22 Apr 2019 – open
Trough 10 May 2019 · not recovered
-92.1%
6 Dec 2016 – 2 Jan 2017
Trough 8 Dec 2016 · recovered in 25 days
-0.5%
7 Feb 2017 – 16 Feb 2017
Trough 9 Feb 2017 · recovered in 7 days
-0.4%
23 Jun 2017 – 10 Jul 2017
Trough 28 Jun 2017 · recovered in 12 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
0
Vs category
0
Consistency
97
Risk-adjusted
n/a
Drawdown
0
Mean
24
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Review
Buying stance
Prefer peers first
The live read flags issues. Inspect same-category alternatives before buying.
Why this status
- Three-year return sits below the 25th percentile of comparable share classes.
- Maximum drawdown exceeded 35%.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 97% of rolling 3-year windows.
Risk metrics are withheld because the NAV history contains an implausible daily move above 50%.
What changed
DECISION
Status moved from MONITOR to REVIEW.
10 May 2019
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
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