MonitorPlan n/a · Option n/aWatch before adding
Kotak FMP Series 226
- NAV
- 13.745
- 25 May 2022
- 1Y
- +4.1%
- Trailing CAGR
- AUM
- ₹94,000
- 30 Jun 2022
- Volatility
- Low
- 1.3% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 25 May 2022
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 94% of rolling 3-year windows.
Fits if · Risk-adjusted return sits above the documented risk-free proxy.
Prefer peers if · Prefer Kotak FMP Series 137 (371 Days) if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.4 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -1.8%. Ask whether you can hold through a similar fall.
Vs category
Pass
94% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
n/a
Holdings weights not on file for this scheme yet.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+4.1%
- 3Y+7.5%
- 5Yn/a
- 10Yn/a
- SI+8.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.0%
- 3Y+5.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +8.2%
- Calendar-day CAGR
- Excess 1Y
- -0.4%
- Category median, same plan and option
- 3Y win rate
- +94%
- Windows beating the median
- 3Y percentile
- 26
- Vs comparable share classes
- SIP 3Y XIRR
- +5.9%
- Simulated monthly SIP
- Worst rolling 3Y
- +7.5%
- 245 daily-ending windows
- Median rolling 3Y
- +9.0%
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -1.8%
- Worst peak-to-trough
- Current
- 0.0%
- At peak
- Current spell
- 0 days
- Days below latest peak
- Time below peak
- +31%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 87 recovered episodes
- Longest recovery
- 24 days
- Trough to prior peak
6 Mar 2020 – 17 Apr 2020
Trough 24 Mar 2020 · recovered in 24 days
-1.8%
29 Aug 2018 – 11 Oct 2018
Trough 25 Sept 2018 · recovered in 16 days
-0.8%
4 Dec 2019 – 20 Dec 2019
Trough 13 Dec 2019 · recovered in 7 days
-0.3%
4 Sept 2020 – 16 Sept 2020
Trough 8 Sept 2020 · recovered in 8 days
-0.3%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
27
Vs category
48
Consistency
96
Risk-adjusted
100
Drawdown
96
Mean
73
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 94% of rolling 3-year windows.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
What changed
PERFORMANCE
Recent rolling excess versus the category median has deteriorated.
25 May 2022
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
Kotak FMP Series 137 (371 Days)
Kotak Mahindra Mutual Fund
- 1Y
- +8.4%
- 3Y
- +8.8%
- Vol
- 0.5%
- Max DD
- -0.1%
- Sharpe
- 5.64
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Kotak FMP Series 172 (1126 Days)
Kotak Mahindra Mutual Fund
- 1Y
- +8.6%
- 3Y
- +9.7%
- Vol
- 0.8%
- Max DD
- -0.2%
- Sharpe
- 4.83
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
Reliance Fixed Horizon Fund XXXI- Series 5
Nippon India Mutual Fund
- 1Y
- +7.9%
- 3Y
- +7.6%
- Vol
- 0.8%
- Max DD
- -0.5%
- Sharpe
- 2.21
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
- Higher trailing returns
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days)
UTI Mutual Fund
- 1Y
- +6.1%
- 3Y
- +7.2%
- Vol
- 0.9%
- Max DD
- -0.5%
- Sharpe
- 1.50
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Kotak FMP Series 245
Kotak Mahindra Mutual Fund
- 1Y
- +3.8%
- 3Y
- +7.9%
- Vol
- 1.0%
- Max DD
- -1.1%
- Sharpe
- 2.04
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
- Higher trailing returns