MonitorPlan n/a · GrowthWatch before adding
Kotak India Fund Series 4
Kotak Mahindra Mutual FundClose Ended Schemes(Growth8.7 years
- NAV
- 31.0626
- 22 Feb 2024
- 1Y
- +50.3%
- Trailing CAGR
- AUM
- ₹132.94 Cr
- 31 Aug 2026
- Volatility
- High
- 17.0% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 22 Feb 2024
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 100% of rolling 3-year windows.
Fits if · Three-year return is above the category median.
Prefer peers if · Prefer ICICI Prudential Fund - Series 6 if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.7 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Pass
Peak-to-trough -29.1%. Ask whether you can hold through a similar fall.
Vs category
Pass
100% of rolling 3Y windows beat the category median, same plan and option.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 51.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+50.3%
- 3Y+25.4%
- 5Y+28.1%
- 10Yn/a
- SI+20.8%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+57.4%
- 3Y+29.5%
- 5Y+31.6%
- 10Yn/a
- Since inception
- +20.8%
- Calendar-day CAGR
- Excess 1Y
- +40.5%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- SIP 3Y XIRR
- +29.5%
- Simulated monthly SIP
- Worst rolling 3Y
- +14.6%
- 736 daily-ending windows
- Median rolling 3Y
- +29.4%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 242 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -29.1%
- Worst peak-to-trough
- Current
- -0.1%
- Below last peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +85%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 8 days
- 74 recovered episodes
- Longest recovery
- 119 days
- Trough to prior peak
27 Apr 2018 – 20 Jul 2020
Trough 23 Mar 2020 · recovered in 119 days
-29.1%
9 Nov 2021 – 6 Sept 2022
Trough 17 Jun 2022 · recovered in 81 days
-14.0%
16 Sept 2020 – 9 Nov 2020
Trough 24 Sept 2020 · recovered in 46 days
-8.5%
14 Dec 2022 – 15 May 2023
Trough 28 Mar 2023 · recovered in 48 days
-8.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
81
Risk-adjusted
69
Drawdown
27
Mean
75
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
Portfolio
31 Aug 2026 · 41 holdings · top 10 are 51.8%.
- Top 5
- 29.8%
- Top 10
- 51.8%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Equity
97.7%
Cash
2.3%
Sectors
Others
100.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Fund - Series 6
ICICI Prudential Mutual Fund
- 1Y
- -12.2%
- 3Y
- +1.9%
- Vol
- 14.7%
- Max DD
- -20.1%
- Sharpe
- -0.15
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Business Cycle Fund - Series 1
ICICI Prudential Mutual Fund
- 1Y
- -7.6%
- 3Y
- +10.8%
- Vol
- 13.2%
- Max DD
- -21.3%
- Sharpe
- 0.16
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 11
ICICI Prudential Mutual Fund
- 1Y
- +16.2%
- 3Y
- +9.4%
- Vol
- 13.9%
- Max DD
- -15.5%
- Sharpe
- 0.30
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 5
ICICI Prudential Mutual Fund
- 1Y
- -13.3%
- 3Y
- +9.0%
- Vol
- 15.8%
- Max DD
- -26.4%
- Sharpe
- -0.13
- 3Y win
- +67%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 9
ICICI Prudential Mutual Fund
- 1Y
- +6.7%
- 3Y
- n/a
- Vol
- 13.9%
- Max DD
- -27.4%
- Sharpe
- -0.23
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns