MonitorPlan n/a · GrowthWatch before adding
Kotak India Fund Series 5
Kotak Mahindra Mutual FundClose Ended Schemes(Growth8.4 years
- NAV
- 14.7428
- 18 May 2021
- 1Y
- +90.7%
- Trailing CAGR
- AUM
- ₹542.64 Cr
- 31 Aug 2026
- Volatility
- High
- 20.2% annualized
Buying brief
Should you add this fund?
Evidence on this desk, framed as a purchase checklist - not SEBI-registered advice.
As of 18 May 2021
Stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
In three lines
Fits if · The fund beat the category median in 66% of rolling 1-year windows.
Prefer peers if · Prefer ICICI Prudential Fund - Series 6 if you want a same-category peer with stronger evidence.
Buy checklist
History depth
Pass
8.4 years of path to read.
Engine status
Watch
Recent evidence is mixed. Compare peers before increasing exposure.
Expense ratio
n/a
TER not on file yet.
Drawdown vs peers
Watch
Peak-to-trough -39.2%. Ask whether you can hold through a similar fall.
Vs category
n/a
Category relative read still thin.
Manager tenure
n/a
Manager not listed.
Exit load
n/a
No exit-load summary on file.
Tax / wrapper
Pass
Direct Growth, no ELSS lock flagged. Equity LTCG rules still apply after one year - not tax advice.
Portfolio concentration
Pass
Top 10 holdings ≈ 49.8% of the portfolio.
Browse category
Same-category peers are preloaded into compare when available.
Before you buy or SIP
Behaviour and wrappers - the usual India MF failure modes - not a buy instruction.
SIP discipline
Monitor is recent mixed evidence - keep the SIP unless the buying brief says prefer peers, then swap with intent.
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+90.7%
- 3Yn/a
- 5Yn/a
- 10Yn/a
- SI+14.2%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+60.6%
- 3Y+26.9%
- 5Yn/a
- 10Yn/a
- Since inception
- +14.2%
- Calendar-day CAGR
- Excess 1Y
- +80.9%
- Category median, same plan and option
- 3Y win rate
- n/a
- Windows beating the median
- 3Y percentile
- n/a
- Vs comparable share classes
- SIP 3Y XIRR
- +26.9%
- Simulated monthly SIP
- Worst rolling 3Y
- n/a
- 0 daily-ending windows
- Median rolling 3Y
- n/a
- Calendar-day CAGR
- Positive rolling 5Y
- n/a
- 0 daily-ending windows
Drawdown
Peak to trough from a running NAV high, with the path and recovery episodes.
- Max drawdown
- -39.2%
- Worst peak-to-trough
- Current
- -2.7%
- Below last peak
- Current spell
- 75 days
- Days below latest peak
- Time below peak
- +90%
- NAV observations
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 17 days
- 27 recovered episodes
- Longest recovery
- 161 days
- Trough to prior peak
29 Jan 2020 – 24 Aug 2020
Trough 23 Mar 2020 · recovered in 154 days
-39.2%
28 Aug 2018 – 13 Jan 2020
Trough 5 Aug 2019 · recovered in 161 days
-18.6%
16 Sept 2020 – 6 Nov 2020
Trough 24 Sept 2020 · recovered in 43 days
-7.2%
4 Mar 2021 – open
Trough 12 Apr 2021 · not recovered
-6.4%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
100
Consistency
66
Risk-adjusted
49
Drawdown
2
Mean
63
Decision
Quantitative engine reasons behind the buying stance. An explanation can only restate what is already here.
Monitor
Buying stance
Watch before adding
Recent evidence is mixed. Compare peers before increasing exposure.
Why this status
- Maximum drawdown exceeded 35%.
- AUM fell by 30% or more versus the prior observation.
Supporting reads
- The fund beat the category median in 66% of rolling 1-year windows.
Portfolio
31 Aug 2026 · 43 holdings · top 10 are 49.8%.
- Top 5
- 32.0%
- Top 10
- 49.8%
- Largest holding
- n/a
- Effective holdings
- n/a
Asset mix
Equity
85.1%
Cash
13.3%
Debt
1.6%
Sectors
Others
100.0%
Worth investigating
Same-category peers with enough history to inspect beside this fund - including tradeoffs.
ICICI Prudential Fund - Series 6
ICICI Prudential Mutual Fund
- 1Y
- -12.2%
- 3Y
- +1.9%
- Vol
- 14.7%
- Max DD
- -20.1%
- Sharpe
- -0.15
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Business Cycle Fund - Series 1
ICICI Prudential Mutual Fund
- 1Y
- -7.6%
- 3Y
- +10.8%
- Vol
- 13.2%
- Max DD
- -21.3%
- Sharpe
- 0.16
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 11
ICICI Prudential Mutual Fund
- 1Y
- +16.2%
- 3Y
- +9.4%
- Vol
- 13.9%
- Max DD
- -15.5%
- Sharpe
- 0.30
- 3Y win
- +100%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 14
ICICI Prudential Mutual Fund
- 1Y
- +13.7%
- 3Y
- +4.0%
- Vol
- 16.8%
- Max DD
- -36.0%
- Sharpe
- 0.09
- 3Y win
- +75%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
ICICI Prudential Value Fund - Series 17
ICICI Prudential Mutual Fund
- 1Y
- +58.7%
- 3Y
- +7.7%
- Vol
- 17.3%
- Max DD
- -37.4%
- Sharpe
- 0.17
- 3Y win
- +74%
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns