HealthyDirect · Growth
Kotak Ultra Short to Short Term Fund
Kotak Mahindra Mutual FundIncome/Debt Oriented Schemes - Ultra Short to Short Term Fund11.6 years
- NAV
- 3,937.698
- 15 Sept 2026
- 1Y
- +6.6%
- Trailing CAGR
- AUM
- ₹12,093.28 Cr
- 31 Aug 2026
- Volatility
- Low
- 0.8% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+6.6%
- 3Y+7.5%
- 5Y+6.7%
- 10Y+7.4%
- SI+7.7%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+6.6%
- 3Y+7.3%
- 5Y+7.3%
- 10Y+7.1%
- Since inception
- +7.7%
- Calendar-day CAGR
- Excess 1Y
- +0.0%
- Category median, same plan and option
- 3Y win rate
- +100%
- Windows beating the median
- 3Y percentile
- 95
- Vs comparable share classes
- Worst rolling 3Y
- +5.4%
- 2083 daily-ending windows
- Median rolling 3Y
- +7.8%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 1601 daily-ending windows
- SIP 3Y XIRR
- +7.3%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 3 days
- 189 recovered episodes
- Longest recovery
- 56 days
- Trough to prior peak
- Current spell
- 2 days
- Days below latest peak
- Time below peak
- +18%
- NAV observations
6 Mar 2020 – 27 Mar 2020
Trough 24 Mar 2020 · recovered in 3 days
-1.5%
23 Apr 2020 – 11 May 2020
Trough 29 Apr 2020 · recovered in 12 days
-0.8%
2 May 2022 – 1 Jul 2022
Trough 6 May 2022 · recovered in 56 days
-0.6%
3 Jun 2019 – 3 Jul 2019
Trough 4 Jun 2019 · recovered in 29 days
-0.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
95
Vs category
50
Consistency
100
Risk-adjusted
100
Drawdown
96
Mean
88
Portfolio
31 Aug 2026 · 104 holdings · top 10 are 30.3%.
- Top 5
- 18.9%
- Top 10
- 30.3%
- Largest holding
- 4.1%
- Effective holdings
- 56.3
STATE DEVELOPMENT LOAN 36993 KAR 28JL31 7.15 FV RS 100
Unspecified
4.1%
PUNJAB NATIONAL BANK CD 04MAR27
Financial
4.0%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
Financial
3.9%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
Materials
3.6%
BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LAC
Financial
3.3%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- The fund beat the category median in 100% of rolling 3-year windows.
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Axis Ultra Short to Short Term Fund
Axis Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.4%
- Vol
- 0.7%
- Max DD
- -1.5%
- Sharpe
- 3.49
- 3Y win
- +84%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BANDHAN ULTRA SHORT TO SHORT TERM FUND
Bandhan Mutual Fund
- 1Y
- +6.3%
- 3Y
- +7.2%
- Vol
- 0.7%
- Max DD
- -1.2%
- Sharpe
- 3.14
- 3Y win
- +32%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Weekly Option
Baroda BNP Paribas Mutual Fund
- 1Y
- +6.5%
- 3Y
- +7.4%
- Vol
- 0.5%
- Max DD
- -0.6%
- Sharpe
- 3.32
- 3Y win
- +85%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Canara Robeco Ultra Short to Short Term Fund
Canara Robeco Mutual Fund
- 1Y
- +6.4%
- 3Y
- +7.2%
- Vol
- 0.7%
- Max DD
- -1.4%
- Sharpe
- 2.89
- 3Y win
- 0%
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns
Edelweiss Ultra Short to Short Term Fund
Edelweiss Mutual Fund
- 1Y
- +6.4%
- 3Y
- n/a
- Vol
- 0.6%
- Max DD
- -0.2%
- Sharpe
- 2.98
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
Caveat: Lower trailing returns