HealthyDirect · Growth
LIC MF Medium to Long Term Fund
LIC Mutual FundIncome/Debt Oriented Schemes - Medium to Long Term Fund13.7 years
- NAV
- 82.0312
- 15 Sept 2026
- 1Y
- +5.1%
- Trailing CAGR
- AUM
- ₹174.85 Cr
- 31 Aug 2026
- Volatility
- Low
- 2.7% annualized
NAV
Path not in current snapshots
n/a
Returns
Trailing CAGR and simulated monthly SIP XIRR from daily NAV. Category comparison uses the median of comparable share classes in the peer set.
Trailing CAGR
Point-to-point, calendar-day annualized
- 1Y+5.1%
- 3Y+7.4%
- 5Y+6.3%
- 10Y+6.4%
- SI+7.1%
SIP XIRR
Equal monthly instalments to latest NAV
- 1Y+4.9%
- 3Y+6.5%
- 5Y+7.0%
- 10Y+6.6%
- Since inception
- +7.1%
- Calendar-day CAGR
- Excess 1Y
- +0.3%
- Category median, same plan and option
- 3Y win rate
- +21%
- Windows beating the median
- 3Y percentile
- 100
- Vs comparable share classes
- Worst rolling 3Y
- +3.6%
- 2588 daily-ending windows
- Median rolling 3Y
- +7.2%
- Calendar-day CAGR
- Positive rolling 5Y
- +100%
- 2105 daily-ending windows
- SIP 3Y XIRR
- +6.5%
- Simulated monthly SIP
Drawdown
Peak to trough from a running NAV high. Move across the path to read a date.
Drawdown
Path not in current snapshots
n/a
- Average recovery
- 7 days
- 287 recovered episodes
- Longest recovery
- 154 days
- Trough to prior peak
- Current spell
- 28 days
- Days below latest peak
- Time below peak
- +72%
- NAV observations
27 May 2013 – 20 Jan 2014
Trough 19 Aug 2013 · recovered in 154 days
-6.2%
24 Nov 2016 – 8 Jun 2017
Trough 10 Mar 2017 · recovered in 90 days
-3.3%
9 Mar 2020 – 21 Apr 2020
Trough 23 Mar 2020 · recovered in 29 days
-2.8%
5 Apr 2018 – 15 Oct 2018
Trough 7 Jun 2018 · recovered in 130 days
-2.5%
Dimensions
0–100 reads of named metrics. The mean is unweighted and only uses dimensions with data.
Returns
100
Vs category
52
Consistency
30
Risk-adjusted
60
Drawdown
84
Mean
65
Portfolio
31 Aug 2026 · 20 holdings · top 10 are 73.1%.
- Top 5
- 44.5%
- Top 10
- 73.1%
- Largest holding
- 12.8%
- Effective holdings
- 14.9
Repo
Unspecified
12.8%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
Financial
9.2%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
Entities
8.4%
CANARA BANK CD 29JUN27
Financial
8.1%
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD8 7.43 LOA 24OT34 FVRS1LAC
Industrials
5.9%
Decision
Quantitative read of the live evidence. An explanation can only restate what is already here.
As of 11 Sept 2026
Healthy
Engine status
Healthy
Doing its job
Why this status
- No material deterioration, cost shock, or persistent category underperformance in the current evidence set.
Supporting reads
- Three-year return is above the category median.
- Risk-adjusted return sits above the documented risk-free proxy.
- Peak-to-trough drawdown has stayed shallower than 15%.
Worth investigating
Same-category peers with enough history to inspect beside this fund.
Franklin India Medium to Long Term Fund
Franklin Templeton Mutual Fund
- 1Y
- +4.9%
- 3Y
- n/a
- Vol
- 1.9%
- Max DD
- -1.7%
- Sharpe
- 0.53
- 3Y win
- n/a
- Lower volatility
- Shallower drawdown
- Higher win rate vs category
Caveat: Lower trailing returns
Canara Robeco Medium To Long Term Fund
Canara Robeco Mutual Fund
- 1Y
- +3.6%
- 3Y
- +6.2%
- Vol
- 2.9%
- Max DD
- -5.5%
- Sharpe
- 0.76
- 3Y win
- +38%
- Shallower drawdown
- Higher win rate vs category
Caveat: Higher volatility · Lower trailing returns
Aditya Birla Sun Life Medium to Long Term Fund
Aditya Birla Sun Life Mutual Fund
- 1Y
- +3.4%
- 3Y
- +6.1%
- Vol
- 3.7%
- Max DD
- -10.3%
- Sharpe
- 0.63
- 3Y win
- +65%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
Bandhan Medium to Long Term Fund
Bandhan Mutual Fund
- 1Y
- +5.8%
- 3Y
- +6.5%
- Vol
- 3.6%
- Max DD
- -6.9%
- Sharpe
- 0.66
- 3Y win
- +55%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns
HDFC Medium to Long Term Fund
HDFC Mutual Fund
- 1Y
- +4.4%
- 3Y
- +6.9%
- Vol
- 3.5%
- Max DD
- -10.6%
- Sharpe
- 0.55
- 3Y win
- +27%
- Higher win rate vs category
Caveat: Higher volatility · Deeper drawdown · Lower trailing returns